JIB : Journal Islamic Banking
Vol 5 No 1 (2025): JUNI

Problematika dan Tingkat Akses Keuangan pada UMKM : Sebuah Pintu Kinerja yang Lebih Baik

Shofi, Fadhoilus (Unknown)



Article Info

Publish Date
26 Jun 2025

Abstract

This research seeks to examine the Issues and Level of Financial Access for MSMEs in Pamekasan Regency. This research is a quantitative study. The sample was calculated using the Slovin formula. The result of the Slovin formula calculation yielded a sample of 135 MSME respondents in Pamekasan Regency for this study. The sampling technique used in this research was Proportional sampling. Because the average responses from respondents regarding financial access, as depicted by Location, Use of Services and Financial Facilities, and Information, are not good, it can be concluded that the level of Financial Access for MSMEs is poor. Factor Analysis also found that the order of factors from the worst to the best or from the smallest to the largest is the Information Factor, Financial Facilities Factor, Service Factor, and Location Factor, which represent the Financial Access.

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Journal Info

Abbrev

JIB

Publisher

Subject

Economics, Econometrics & Finance

Description

JIB : Jurnal Perbankan Syariah is the journal published by IAINU Tuban Islamic Banking Study Program. It’s dedicated for the publication of scientific articles in the field of Islamic Financial Institution, Contempopary muamalat jurisprudence, entrepreneurship and creative economy, and Islamic ...