Fox Justi : Jurnal Ilmu Hukum
Vol. 15 No. 02 (2025): Fox justi : Jurnal Ilmu Hukum, Edition 2025

Implementation of Rescheduling in Problematic Working Capital Financing According to DSN-MUI Fatwa No. 48/DSN-MUI/2005 at Bank Bsi Medan (Case Study: Bank BSI Jalan Setia Budi, Medan)

Ahmad Parlindungan Pasaribu (Unknown)
Ahmad Zuhri Rangkuti (Unknown)



Article Info

Publish Date
21 Jun 2025

Abstract

Study This done with objective For analyze Implementation of the Fatwa of the National Sharia Council of the Indonesian Ulema Council (DSN-MUI) No. 48/DSN-MUI/2005 concerning restructuring working capital financing problematic in form reschedule at Bank Syariah Indonesia (BSI) Medan Branch Office, Jalan Setia Budi. DSN-MUI Fatwa No. 48 of 2005 give guide for Islamic Financial Institutions (LKS) in overcome customers who experience difficulty payment with principle justice in accordance with Islamic teachings. Research This use approach qualitative with method studies case. Data obtained through the interview process with bank parties, and observations field. Research results show that Bank BSI Medan has implement the fatwa through procedure reschedule which includes review repeat term time and quantity installment financing with consider ability financial customers. Although in a way general implementation walk in accordance with sharia provisions, there are a number of constraint like delay response Customers. Research This recommend strengthening education to Customer related restructuring financing sharia based.

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Journal Info

Abbrev

Justi

Publisher

Subject

Humanities Economics, Econometrics & Finance Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences

Description

The Fox Justi : Jurnal Ilmu Hukum a scientific LEGAL BRIEF which includes scholarly writings on pure research and applied research in the field of Law as well as a review-general review of the development of the theory, methods, and related applied sciences. Legal Theory Law of E-Commerce Legal and ...