JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI
Vol. 2 No. 3 (2025): Mei

PENDEKATAN ISLAM TERHADAP KONSUMSI, TABUNGAN, DAN INVESTASI: LANDASAN TEORI DAN APLIKASI EKONOMI SYARIAH

Ervina Tri Rahayu (Unknown)
Nafa Faisatul Qolbi (Unknown)
Ilma Qurotul Aini (Unknown)
Rizka Khoirun Nisa (Unknown)
Amalia Nuril Hidayati (Unknown)



Article Info

Publish Date
14 May 2025

Abstract

This research discusses the relationship between consumption, saving, and investment from the perspective of Islamic economics. Unlike conventional economics, Islamic economics emphasizes spiritual values, justice, and blessings in economic activities. The purpose of this study is to examine the chapter on consumption, savings, and investment from an Islamic perspective. The method used in this study is a literature review based on sources from books and scholarly journals. The findings indicate that moderate consumption encourages increased savings and productive investments. Sharia-compliant investments, which are free from usury (riba) and speculation (gharar), play a significant role in promoting equitable economic growth. In conclusion, the interconnection between these three economic activities forms a sustainable Islamic economic system aligned with the objectives of Maqashid Sharia.

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Journal Info

Abbrev

jemba

Publisher

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Description

JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI Berfokus pada penerbitan artikel berkualitas tinggi yang didedikasikan untuk semua aspek Ekonomi, Manajemen, Bisnis dan Akuntansi. Jurnal ini memberikan ruang bagi para peneliti untuk berdiskusi, mengejar dan meningkatkan pengetahuan di bidang ...