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All Journal JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI
Rizka Khoirun Nisa
Unknown Affiliation
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

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PENDEKATAN ISLAM TERHADAP KONSUMSI, TABUNGAN, DAN INVESTASI: LANDASAN TEORI DAN APLIKASI EKONOMI SYARIAH Ervina Tri Rahayu; Nafa Faisatul Qolbi; Ilma Qurotul Aini; Rizka Khoirun Nisa; Amalia Nuril Hidayati
JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI Vol. 2 No. 3 (2025): Mei
Publisher : CV. KAMPUSA AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jemba.v2i3.890

Abstract

This research discusses the relationship between consumption, saving, and investment from the perspective of Islamic economics. Unlike conventional economics, Islamic economics emphasizes spiritual values, justice, and blessings in economic activities. The purpose of this study is to examine the chapter on consumption, savings, and investment from an Islamic perspective. The method used in this study is a literature review based on sources from books and scholarly journals. The findings indicate that moderate consumption encourages increased savings and productive investments. Sharia-compliant investments, which are free from usury (riba) and speculation (gharar), play a significant role in promoting equitable economic growth. In conclusion, the interconnection between these three economic activities forms a sustainable Islamic economic system aligned with the objectives of Maqashid Sharia.
Co-Authors Amalia Nuril Hidayati Ervina Tri Rahayu Ilma Qurotul Aini Nafa Faisatul Qolbi