Indonesian Journal of Islamic Economics and Business
Vol. 10 No. 1 (2025): Indonesian Journal of Islamic Economics and Business

Daya Saing Usaha Kecil dan Menengah (UMKM) di bidang kuliner di Era Digital dengan Pemanfaatan QRIS

Oktaria Putri Adelia, Hersia (Unknown)
Nurjannah, Rahma (Unknown)
Puspita Sari, Cherly (Unknown)
Panorama, Maya (Unknown)



Article Info

Publish Date
14 Jun 2025

Abstract

In the midst of the rapid development of this digital age, technology has changed the way to communicate, especially in the culinary sector. The Indonesian Standard Quick Response Code (QRIS) comes as an effective digital payment solution, allowing micro, small, and medium enterprises (MSMEs) to conduct cashless transactions with just one QR code. QRIS implementation provides a number of benefits, including increased operational efficiency, transaction security, and expanded market reach. However, QRIS also faces several challenges, such as administrative costs, delays in fund disbursement, and low levels of digital literacy among businesses. To examine the impact of QRIS implementation on the competitiveness of culinary MSMEs, secondary data analysis from various reliable sources was conducted. The findings show that culinary MSMEs that use QRIS in the digital era are able to increase their sales and competitiveness.

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Journal Info

Abbrev

ijoieb

Publisher

Subject

Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

Description

Indonesian Journal of Islamic Economics and Business E-ISSN: 2540-9506 P-ISSN: 2540-9514 is the journal that concerns to publish broader issues on Islamic Economics and Business. It based on the presupposition that Islamic economics and Business is still on going process to be established. There is ...