Agrisocionomics: Jurnal Sosial Ekonomi Pertanian
Vol 9, No 2 (2025): June 2025

Level Of Financial Literacy And Its Influencing Factors Among Dairy Farmers In Pangalengan District Bandung

Sisva, Yuuki Zharfan (Unknown)
Rachmina, Dwi (Unknown)
Feryanto, Feryanto (Unknown)



Article Info

Publish Date
20 Jun 2025

Abstract

Research on the level of financial literacy of farmers is needed to measure their ability to manage finances to improve their level of welfare. This study aims to analyse the level of financial literacy of dairy farmers and the factors that influence it and see its relationship with farmers' preferences in facing risks. This research was conducted in Pangalengan District, Bandung Regency using descriptive analysis method, multiple regression analysis, and Pearson correlation test. The number of respondents in this study was 77 farmers spread across three villages in Pangalengan District, Bandung Regency. The results showed that the financial literacy level of the majority of farmers (77%) was in the less literate category, especially in the financial behaviour component. Factors that can affect the financial literacy of farmers are income, age, education level, ownership of other jobs, and distance to financial institutions. While the variables of length of farming and gender do not influence the level of financial literacy of farmers and prove a positive relationship between the level of financial literacy with their preferences in facing risks.

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Journal Info

Abbrev

agrisocionomics

Publisher

Subject

Agriculture, Biological Sciences & Forestry

Description

Agrisocionomics (Jurnal Sosial Ekonomi dan Kebijakan Pertanian) memuat naskah hasil penelitian bidang sosial, ekonomi dan kebijakan pertanian. Agrisocionomics diterbitkan oleh Program Studi Agribisnis, Fakultas Peternakan dan Pertanian Universitas Diponegoro. Agrisocionomics terbit dua kali setahun, ...