Generation Z, as a digital-native generation, has broad access to information, including in the fields of finance and investment. However, the low level of financial literacy remains a challenge in shaping a wise and sustainable investment mindset. This study aims to examine the extent to which financial literacy influences the investment mindset of Generation Z in Indonesia. Using a quantitative approach, data were collected through an online survey of respondents aged 17–25 years. The main focus of this research is to understand the relationship between the level of financial literacy and the readiness of young people to make rational investment decisions. The results of this study are expected to contribute to the development of more relevant, practical, and effective financial education strategies for the younger generation in navigating the economic dynamics of the digital era that relevant, practical, and effective financial education strategies for young people in navigating economic dynamics in the digital era.
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