Al-Mashrof: Islamic Banking and Finance
Vol. 4 No. 1 (2023): Al-Mashrof: Islamic Banking and Finance

Analisis Tanggung Jawab Perbankan Syariah Dalam Meningkatkan UMKM Di Kota Medan

Putri, Eka Khayana (Unknown)
Rokan, Mustapa Khamal (Unknown)
Syahbudi, Muhammad (Unknown)



Article Info

Publish Date
20 Sep 2023

Abstract

This study aims to identify and examine the responsibilities, as well as the difficulties encountered and the efforts made by PT Bank Syariah Indonesia, Tbk KC Medan S.Parman to increase MSMEs in Medan City. Qualitative research methods are used in this study. Both primary and secondary data sources. The results of the study show that PT Bank Syariah Indonesia, Tbk KC Medan S.Parman is very responsible and contributes actively to the National Economic Recovery (PEN). Has provided financing of up to IDR 36 billion to more than 180 customers in Medan City for various MSME sectors from 2021 to 2022. Access to capital and financing. The obstacles encountered are the lack of innovation, and the lack of business licenses. Efforts are being made to develop MSME centers in Aceh, Yogyakarta and Surabaya, Indonesia, offering the KUR Cluster Program and a number of KUR products, including KUR BSI, KUR BSI Small, KUR BSI Micro, and KUR BSI Super Micro, to help MSMEs get access to capital and financing. In order to advance MSMEs in Indonesia.

Copyrights © 2023






Journal Info

Abbrev

almashrof

Publisher

Subject

Economics, Econometrics & Finance

Description

Al-Mashrof : focused on primary studies: Islamic Finance, Islamic Banking, Islamic Accounting, Islamic Management, and halal markets, has initiated the development of global economic advantages. Islamic based economics could not be seen as independent variable standing on side-by-side with ...