Finance
Vol. 2 No. 1 (2024): Volume 2 Nomor 1, Mei 2024

ANALISIS PERBANDINGAN KINERJA KEUANGAN BANK KONVENSIONAL DENGAN BANK SYARIAH DI INDONESIA

Azizah, Lailatul (Unknown)



Article Info

Publish Date
17 Jul 2025

Abstract

This article aims to analyze and compare the financial performance of conventional banks and Islamic banks in Indonesia by using financial ratios, namely liquidity, solvency, profitability, and operational efficiency. This study is based on annual financial report data from several conventional and Islamic banks for the period 2019–2023. The results show that conventional banks tend to perform better in terms of profitability and efficiency, while Islamic banks are better at maintaining liquidity. Factors influencing these performance differences include differences in business models, operational principles, and funding structures.

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Journal Info

Abbrev

finance

Publisher

Subject

Religion Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Other

Description

Finance: Journal of Accounting and Finance is a journal managed by the Islamic Banking Study Program at Zainul Hasan Genggong Islamic University and in collaboration with the professional organization, the Association of Islamic Economists. with a professional organization, namely the Association of ...