Jurnal Ilmu Manajemen Advantage
Vol. 9 No. 1 (2025): June 2025

Customer Continuance Intention Toward the Use of Electronic Money

Candy, Candy (Unknown)
Budiman, Johny (Unknown)
Wijaya, Chandra (Unknown)
Ernestine, Ernestine (Unknown)
Mayviana, Vivin (Unknown)



Article Info

Publish Date
30 Jun 2025

Abstract

The rapid development of financial technology has transformed the way people conduct financial transactions, including the use of electronic money (e-money). However, despite this growth, many users discontinue using e-money over time, highlighting a gap in understanding the factors that sustain its usage. Various factors, such as customer innovativeness, ease of use, and perceived security, influence the adoption of e-money services. This study addresses this problem by identifying the influence of customer innovativeness, perceived behavioral control (PBC), and e-security on customer continuance intention to e-money usage (CCIEU). The study uses a descriptive method and a quantitative approach. Data was gathered through an online survey, where e-money users filled out questionnaires. The analysis was done using the PLS-SEM (Partial Least Squares Structural Equation Modeling) technique. The findings show that customer innovativeness has a positive impact on CCIEU, mediated by PBC. However, e-security does not have a strong effect on between the relationship between customer innovativeness and CCIEU. These findings provide useful insights for formulating strategies to enhance e-money adoption in society.

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Journal Info

Abbrev

adv

Publisher

Subject

Economics, Econometrics & Finance

Description

Jurnal Ilmu Manajemen Advantage published twice a year in June and December, published by Institut Teknologi dan Bisnis Widya Gama Lumajang since June 2017. Jurnal Ilmu Manajemen Advantage intended as a forum for publishing scientific articles in the field of management ...