Jurnal Pengabdian Cendekia
Vol. 1 No. 2 (2025): Edisi Agustus

Pendampingan Pengelolaan Umkm Berbasis Syariah untuk Meningkatkan Kemandirian Finansial : Studi Kasus Kedai Serly

Dela Puspita Sari (Unknown)
Elia Sulastri (Unknown)
Lika Susanti (Unknown)
Yetti Afrida (Unknown)
Idwal B (Unknown)



Article Info

Publish Date
17 Jul 2025

Abstract

Micro, Small, and Medium Enterprises (MSMEs) play a vital role in Indonesia’s economic growth, yet many business owners still struggle with managing their finances according to Sharia principles. This study aims to implement Sharia-based mentoring for Kedai Serly, a culinary MSME in Bengkulu City, to improve financial independence through halal and sustainable financial management. The method used is Participatory Action Research (PAR), emphasizing active collaboration between researchers and business owners in problem identification, solution planning, training, practical implementation, and evaluation. Results show a significant increase in the business owner's understanding of Sharia financial concepts, rising from 43% to 85% based on questionnaire assessments. The business partner began applying more orderly financial recording, separating personal and business funds, and avoiding transactions involving riba (interest). Additionally, there was increased awareness of running a business in line with Islamic values and interest in accessing Islamic microfinance. In conclusion, participatory Sharia-based mentoring effectively fosters healthy and financially independent business practices, and it is worth replicating in other MSMEs to support a more inclusive Islamic economic ecosystem.

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Journal Info

Abbrev

JPC

Publisher

Subject

Religion Civil Engineering, Building, Construction & Architecture Economics, Econometrics & Finance Education Health Professions

Description

Fokus Jurnal Menghasilkan dan mempublikasikan artikel ilmiah yang mendeskripsikan: Implementasi praktis ilmu pengetahuan, teknologi, dan seni Solusi inovatif untuk permasalahan masyarakat Program pengabdian dengan dampak positif dan terukur Ruang Lingkup Mencakup berbagai hasil penelitian pada ...