Jurnal Sinar Manajemen
Vol. 12 No. 2: July 2025

The Influence of Gender, Financial Literacy, Financial Attitude, and Income on Investment Decisions of Students in Jember District

Karsiyanto, Regita Wira Utami (Unknown)
Supeni, Retno Endah (Unknown)
Sari, Maheni Ika (Unknown)



Article Info

Publish Date
27 Jul 2025

Abstract

Most Indonesian people assume that investment can only be done by people with high incomes so they do not realize how important it is to have good financial management. However, there are still individuals who have high incomes but do not have investment planning for their personal finances. This study aims to determine and analyze the Influence of Gender, Financial Literacy, Financial Attitudes, and Income on Investment Decisions in Students in Jember Regency. This type of research uses a quantitative method with a sample size of 145 respondents and uses a Non-probability sampling technique with a Purposive sampling technique, using a data collection technique in the form of a questionnaire to respondents. The data analysis technique for this study uses instrument testing, classical assumptions, multiple linear regression, hypothesis testing and the coefficient of determination R2. The results of the analysis obtained show that Gender, Financial Literacy, Financial Attitudes, and Income have a positive and significant effect on Investment Decisions in Students in Jember Regency, the results of the R2 determination coefficient test are the level of contribution of influence of 63% and 37% variables outside the study.

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Journal Info

Abbrev

JSM

Publisher

Subject

Economics, Econometrics & Finance

Description

Jurnal Sinar Manajemen, an electronic international journal, provides a forum for publishing the original research articles, review articles from contributors, and the novel technology news related to management, accounting and economic. This journal encompasses original research articles, review ...