Amwaluna: Jurnal Ekonomi dan Keuangan Syariah
Vol. 9 No. 2 (2025): Amwaluna: Jurnal Ekonomi dan Keuangan Syariah

Implementation of Hifdz ad-dien in Preserving the Existence of Sharia Life Insurance in Indonesia

Harahap, Nurhayati (Unknown)
Soemitra , Andri (Unknown)
Rokan, Mustafa Khamal (Unknown)
Yusoff , Murni (Unknown)



Article Info

Publish Date
31 Jul 2025

Abstract

This study explores the implementation of Hifdz ad-Dien (protection of religion), one of the core objectives of Maqasid al-Shariah, in preserving the existence and development of Sharia life insurance in Indonesia. As a financial instrument rooted in Islamic principles, Sharia life insurance (soul) not only provides economic security but also reflects a commitment to religious values by avoiding elements prohibited in conventional insurance, such as riba (interest), gharar (uncertainty), and maisir (gambling). The research examines how Hifdz ad-Dien functions as both a spiritual and practical framework that encourages Muslim communities to engage with Sharia-compliant financial products. By analyzing the role of religious scholars, fatwa institutions, and public perception, this study highlights the theological, legal, and socio-cultural factors that contribute to the sustainability of Sharia life insurance in Indonesia. The findings suggest that strengthening religious literacy and promoting the alignment of insurance practices with Islamic values are essential in enhancing public trust and ensuring the long-term viability of Sharia insurance.  

Copyrights © 2025






Journal Info

Abbrev

amwaluna

Publisher

Subject

Economics, Econometrics & Finance

Description

Amwaluna : Jurnal Ekonomi dan Keuangan Syariah is an academic journal published twice annually (January-July) by Syariah Faculty of Universitas Islam Bandung in cooperation with Asosiasi Pengajar dan Peneliti Hukum Ekonomi Islam Indonesia (APPHEISI). This journal publishes original researches in ...