al-Afkar, Journal For Islamic Studies
Vol. 8 No. 3 (2025)

Analysis of The Role of Indonesian Sharia Bank Certificates In Controlling The Liquidity of Sharia Banks

Nur Chotami Putra Muslim (Unknown)
Mugiyati, Mugiyati (Unknown)



Article Info

Publish Date
28 Aug 2025

Abstract

This study aims to describe and analyze the role of the Sharia Bank Indonesia Certificate (SBIS) in controlling the liquidity of Sharia banking in Indonesia. The research method employed is qualitative with a literature review approach, sourcing data from various relevant references. The primary focus of this study is on the liquidity management of Sharia banking, utilizing data from national journals indexed by Google Scholar and Sinta. The findings indicate that SBIS plays a crucial role in the liquidity risk management of Sharia banking operations. Sharia banks invest their funds in SBIS to mitigate liquidity challenges, leveraging this instrument to avoid potential financial strain. The study demonstrates that SBIS can significantly enhance the stability and resilience of the Sharia banking sector. This is particularly evident when SBIS is integrated into a bank’s overall liquidity risk management strategy, complemented by efficient monitoring and evaluation mechanisms. Consequently, SBIS is established as a vital instrument for Sharia banks to maintain liquidity equilibrium, ensuring more stable and sustainable banking operations. The study underscores the importance of SBIS in reinforcing the financial health of Sharia banks, advocating for its strategic incorporation to bolster overall banking stability

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Journal Info

Abbrev

Afkar_Journal

Publisher

Subject

Social Sciences

Description

al-Afkar, Journal for Islamic Studies is published by Association of Secondment Lecturers (Asosiasi Dosen DPK) UIN Sunan Gunung Djati Bandung Indonesia. Focus of al-Afkar, Journal for Islamic Studies is on publishing original empirical research articles and theoretical reviews of Islamic Studies, ...