Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Vol. 7 No. 10 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah

Analisis Faktor Penyebab Pending Klaim Rawat Inap Bpjs Kesehatan di Rumah Sakit Efarina Pangkalan Kerinci Riau

Handayani, Riri (Unknown)
Kodyat, Alih Germas (Unknown)
Garnida, Aliefety Putu (Unknown)



Article Info

Publish Date
05 Oct 2025

Abstract

This study aims to analyze the factors causing pending BPJS Kesehatan inpatient claims at Efarina Hospital, Pangkalan Kerinci, Riau, in 2024. Pending claims are a significant obstacle in the hospital financing system because they impact cash flow, service efficiency, and operational sustainability. The study used a mixed method (quantitative and qualitative) design. The research sample consisted of 1,278 pending inpatient claim files and interviews using the matrix triangulation technique, Focus Group Discussion (FGD) related to the claims process. Data were collected through document review, in-depth interviews, and observation of the administrative process. The results showed that the dominant factors causing pending claims were incomplete medical resumes (56.73%), inaccurate coding (34.66%), and incomplete claim files (8.61%). The impact of pending claims was quite significant, namely delays in receiving payments from BPJS Kesehatan and increased hospital operational costs. This study recommends strengthening the claims management system through improving the accuracy of medical records, regular training, optimizing information technology, and stricter internal supervision. In conclusion, improvement efforts focused on human resources, administration, and digital systems are crucial for reducing the number of pending claims, enabling hospitals to improve efficiency, regulatory compliance, and the quality of healthcare services.

Copyrights © 2025






Journal Info

Abbrev

alkharaj

Publisher

Subject

Agriculture, Biological Sciences & Forestry Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Industrial & Manufacturing Engineering Social Sciences

Description

Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah is a scientific journal published by Pusat Riset dan Kebijakan Strategis PRKS) of  Institut Agama Islam Nasional (IAI-N) Laa Roiba Bogor in collaboration with Masyarakat Ekonomi Syariah (MES) and Intelectual Association for Islamic Studies ...