Jurnal Pendidikan Ekonomi Undiksha
Vol. 17 No. 1 (2025)

Pengaruh Literasi Keuangan dan Sikap Keuangan Terhadap Pengelolaan Keuangan pada Pengusaha Perempuan Desa Sembiran

Savitri, Komang Trisna (Unknown)
Santi, Ni Wayan Ayu (Unknown)



Article Info

Publish Date
01 Sep 2025

Abstract

The purpose of this research is to analyze the influence of financial literacy and financial attitude on financial management among female entrepreneurs in Sembiran Village. The research method used is quantitative with a saturated sampling technique involving 113 female entrepreneurs. Data analysis was conducted using multiple linear regression analysis techniques. The results of the study indicate that, (1) financial literacy has a positive and significant effect on financial management, with a significance level of 0.000 < 0.05. (2) Financial attitude also has a positive influence with a significance level of 0.000 < 0.05. (3) Simultaneous analysis of the variables of financial literacy and financial attitude on financial management shows a positive and significant influence on financial management, as evidenced by F count (38.625) > F table (3.080) at a significance level of 0.000 < 0.05. This result shows that the independent variables have an effect, both partially and simultaneously, on the dependent variable, namely financial management among female entrepreneurs in Sembiran Village.

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Journal Info

Abbrev

JJPE

Publisher

Subject

Economics, Econometrics & Finance Education Social Sciences

Description

Jurnal Pendidikan Ekonomi Undiksha published by Undiksha Press managed by Department of Economic Education Universitas Pendidikan Ganesha in collaboration with Asosiasi Profesi Pendidik Ekonomi Indonesia. A blind peer-reviewed and open access journal published twice a year (June and December). ...