Sipakainge: Inovasi Penelitian, Karya Ilmiah, dan Pengembangan
Vol 3 No 11 (2025): Sipakainge Edisi Khusus:Perbankan (November)

Dinamika Regulasi terhadap Sejarah dan Perkembangan Perbankan Syariah dalam Arus Dual Banking System

Risna, Risna (Unknown)



Article Info

Publish Date
01 Oct 2025

Abstract

This study aims to evaluate the role of regulation in shaping the history and development of Islamic banking within the dual banking system in Indonesia. The focus is on mapping regulatory policies, institutional responses, and the dynamics that influence the positioning and growth of Islamic banking institutions over time. The method employed is a Systematic Literature Review (SLR), involving the identification and analysis of 30 scholarly articles from various accredited national journals. The selected literature was examined based on themes of regulation, institutional history, and its impact within the context of a dual banking system, using narrative synthesis and thematic analysis. The findings indicate that regulations such as Law No. 21 of 2008 have provided a significant legal foundation for Islamic banking. However, challenges remain, particularly in harmonizing conventional and Islamic policies, improving the competence of human resources, and preparing for financial digitalization. The review also notes that most studies tend to emphasize operational aspects rather than exploring regulatory dimensions from a historical and systemic perspective. The implications suggest the need for more inclusive and adaptive regulatory frameworks that align with the specific characteristics of Islamic banking. Furthermore, collaboration between regulators, academics, and industry stakeholders is essential to strengthen the position of Islamic banks within a sustainable and equitable national financial system.

Copyrights © 2025






Journal Info

Abbrev

sipakainge

Publisher

Subject

Religion Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media

Description

Sipakainge: Inovasi Penelitian, Karya Ilmiah, dan Pengembangan merupakan jurnal mahasiswa yang diproduksi oleh Institut Agama Islam Negeri Parepare. Ruang lingkup jurnal ini adalah sains Islam (Islamic Science). Pembahasan mengenai sains Islam bisa meliputi berbagai macam aspek, seperti Pendidikan ...