AT TARIIZ : Jurnal Ekonomi dan Bisnis Islam
Vol 4 No 03 (2025): AT TARIIZ : JURNAL EKONOMI DAN BISNIS ISLAM

CWLD.ID: INOVASI DIGITAL ORIGINAL SEBAGAI SISTEM AGGREGATOR PRODUK WAKAF UANG UNTUK MENINGKATKAN LITERASI DAN AKSESIBILITAS WAKIF

Doni Maradona (Unknown)
Saiful Anwar (Unknown)



Article Info

Publish Date
30 Aug 2025

Abstract

This study objectives to develop and analyse CWLD.ID, a digital platform that functions as an aggregator for Cash Waqf Linked Deposit (CWLD) products from various Islamic financial institutions (LKS-PWU). The research is encouraged by the low level of waqf literacy in Indonesia and the lack of integrated digital access to CWLD product information. The study employs a Design and Development Research (DDR) approach to design a prototype of CWLD.id, followed by a SWOT analysis to assess the platform's strengths, weaknesses, opportunities, and threats. CWLD.id includes features such as a CWLD product marketplace, Islamic waqf education, return simulations, and transparent reporting on fund usage and institutional legitimacy. The findings indicate that CWLD.id has significant potential to improve public literacy on cash waqf and facilitate easier access for wakif to choose products aligned with Islamic principles and social impact. This study also affirms that CWLD.id is an original digital innovation personally designed by the researcher as a practical solution in the cash waqf ecosystem in the digital era.

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Journal Info

Abbrev

attariiz

Publisher

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science Social Sciences Other

Description

AT TARIIZ : Jurnal Ekonomi dan Bisnis Islam (E-ISSN: 2828 - 3813) is a quarterly journal that is published in February, May, August, and November. AT TARIIZ : Jurnal Ekonomi dan Bisnis Islam seeks Review articles, Case reports and original contributions from all areas of: Islamic Economics and ...