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All Journal Kompak : Jurnal Ilmiah Komputerisasi Akuntansi Jurnal Sains Peternakan Jurnal Online Mahasiswa (JOM) Bidang Ilmu Hukum Jurnal Ekonomi Syariah Teori dan Terapan Tadrib: Jurnal Pendidikan Agama Islam KLIK (Kumpulan jurnaL Ilmu Komputer) (e-Journal) Tazkia Islamic Finance and Business Review Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Forum Ekonomi : Jurnal Ekonomi, Manajemen dan Akuntansi Wahana Islamika: Jurnal Studi Keislaman Pendas : Jurnah Ilmiah Pendidikan Dasar Jurnal Pertanian Agros Jurnal Ilmu Kesehatan Esteem Journal of English Study Programme JURISMA: Jurnal Riset Bisnis & Manajemen Jurnal Ilmiah Inovasi Jurnal Ilmu Manajemen dan Akuntansi Terapan Majalah Ilmiah Warta Dharmawangsa Ge-STRAM: Jurnal Perencanaan dan Rekayasa Sipil Pekobis : Jurnal Pendidikan, Ekonomi, dan Bisnis Al-Majaalis : Jurnal Dirasat Islamiyah Jurnal Pengendalian Pencemaran Lingkungan (JPPL) Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences Jumat Pertanian: Jurnal Pengabdian Masyarakat Jurnal Ekonomi Syariah Pelita Bangsa Jurnal Ilmiah Raflesia Akuntansi The Avicenna Medical Journal Behavioral Accounting Journal Jurnal Multidisiplin Madani (MUDIMA) Pekodimas : Jurnal Pengabdian Kepada Masyarakat Prosiding Seminar Nasional Universitas Serambi Mekkah Jurnal Lingkungan Binaan Indonesia Jurnal Energi dan Inovasi Teknologi Jurnal Ilmiah Agroust Jurnal Pendidikan Tata Niaga (JPTN) Trending: Jurnal Manajemen dan Ekonomi JPMAT Journal Economic Management and Business AT TARIIZ : Jurnal Ekonomi dan Bisnis Islam Abuya: Jurnal Pendidikan dasar Indonesian Journal of Multidisciplinary Scientific Studies El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Jurnal Budi Pekerti Agama Islam Edukasi Elita : Jurnal Inovasi Pendidikan AL-ABSHOR : Jurnal Pendidikan Agama Islam Tepak Sirih : Jurnal Pengabdian Kepada Masyarakat Madani Journal of Ekonomics, Finance, and Management Studies Khidmah Nusantara International Journal of Psychology and Health Science
SAIFUL ANWAR
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THE EFFECT OF GOVERNANCE AND SHARIA COMPLIANCE IMPLEMENTATION TOWARDS THE LEVEL OF CUSTOMER TRUST IN ISLAMIC BANK Muhamad Dede Sulaeman; Sigid Eko Pramono; Saiful Anwar
Tazkia Islamic Finance and Business Review Vol. 14 No. 1 (2020)
Publisher : Institute for Research and Community Empowerment (LPPM TAZKIA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30993/tifbr.v14i1.235

Abstract

This research aims to find out how much the effect of the governance and shariacompliance implementation towards the level of customer trust in Islamic bank in Bogor. There were 159 customers of Islamic banks selected as sample. The analytical method used in this research is Structural Equation Modeling (SEM). The results presented that governance does not significantly affect the level of Islamic bank’s customer trust, while conversely sharia compliance has a significant positive effect on the level of Islamic bank’s customer trust. Thus, to increase customer trust in Islamic banks, it is necessary to improve sharia compliance.
PENGARUH SUPLEMENTASI MINYAK KELAPA SAWIT DAN MINYAK IKAN TERPROTEKSI DALAM KONSENTRAT TERHADAP KUALITAS SEMEN KAMBING PERANAKAN ETTAWA Saiful Anwar
Jurnal Sains Peternakan Vol 2 No 1 (2014): JURNAL SAINS PETERNAKAN
Publisher : Fakultas Peternakan, Universitas PGRI Kanjuruhan Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21067/jsp.v2i1.313

Abstract

The research was conducted at Desa Suru Kecamatan Doko Kabupaten Blitar on January 26, 2012 until February 26, 2012. The research was to determine the quality of spermatozoaofHybrid Ettawa Goat sperm with the effect of protected palm and fish oil in concentrate on the quality of Hybrid Ettawa Goat sperm. The subjects were five Hybrid Ettawa Goats that were distributed randomly to five trial groups.The research method was completely randomized design (CRD) with three trials and each trial was repeated three times. The experiment used palm and fish oil. Protected palm and fish oil were given 4% of weight. Analyzed variable in this research was the evaluationof macroscopic and microscopes of sperm quality. The data obtained were investigated by random investigation. The result of the research showed that there was no significant or real effect (P>0.05) of protected palm and fish oil supplementation in concentrate on Hybrid Ettawa goats and no significant or real interaction (P>0.05) on motility, viability, and abnormalities of Hybrid Ettawa Goats. The conclusion of the research was that the protected palm and fish oil supplementation in concentrate did not influence on Hybrid Ettawa Goats sperm quality. Keyword  : concentrare, sperm quality,fish oil, palm oil, supplementation.
PENGARUH KARAKTERISTIK KERJA DAN KOMPETENSI KARYAWAN TERHADAP KINERJA KARYAWAN Saiful Anwar
Jurnal Warta Dharmawangsa Vol 13, No 4 (2019)
Publisher : Universitas Dharmawangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46576/wdw.v0i62.515

Abstract

The Effect of Herding, Experience Regret and Religiosity on Sharia Stock Investment Decisions for Muslim Millennial Investors with Financial Literacy as a Moderating Variable Sari Fitriyani; Saiful Anwar
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 9 No. 1 (2022): Januari-2022
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol9iss20221pp68-77

Abstract

ABSTRAK Pandemi covid-19 berdampak pada perekonomian seluruh negara dengan meningkatnya resiko dalam berinvestasi. Hal ini akan mempengaruhi perilaku investor, apakah akan berinvestasi atau tidak. Investasi salah satu faktor penggerak pembangunan ekonomi suatu negara. Penelitian ini bertujuan menganalisis pengaruh herding, experience regret, religiosity terhadap keputusan investasi dengan financial literacy sebagai variabel moderasi. Jenis penelitian ini adalah penelitian kuantitatif yang populasinya investor milenial muslim saham syariah. Teknik pengambilan sampel menggunakan purposive sampling dengan responden sejumlah 52. Alat analisis yang digunakan moderated regression analysis. Hasil penilitian ini menunjukkan bahwa herding tidak berpengaruh signifikan terhadap keputusan investasi, experience regret tidak berpengaruh signifikan terhadap keputusan investasi, religiosity berpengaruh positif signifikan terhadap keputusan investasi. Financial literacy mampu memoderasi pengaruh herding, experience regret, religiosity terhadap keputusan investasi. Kata Kunci: Herding, Experience Regret, Religiosity, Keputusan Investasi, Financial Literacy.   ABSTRACT The Covid-19 pandemic has an impact on the economy of all countries by increasing the risk of investing. This affects the behavior of investors, whether to invest or not. Investment is one of the driving factors for the economic development of a country. This study aims to analyze the effect of herding, experience regret, and religiosity on Muslim millennial investors' sharia stock investment decisions with financial literacy as a moderating variable. This type of research is a quantitative study with a population of Muslim millennial investors in sharia stock. The sampling technique used is purposive sampling 52 totaling respondents. The analytical tool used is moderated regression analysis. The results showed that herding does not have a significant effect on investment decisions, experience regret does not have a significant effect on investment decisions, religiosity significant positive effect on investment decisions, financial literacy is able to moderate the influence of herding, experience regret, religiosity on investment decisions. Keywords: Herding, Experience Regret, Religiosity, Investment Decisions, Financial Literacy.   DAFTAR PUSTAKA Adiputra, I. G. (2020). Pengaruh overconfidence, herding effect, self-monitoring terhadap investment decision pada masa pandemi covid-19. Jurnal Manajemen dan Kewirausahaan, 2(3), 595–602. Afriani, D., & Halmawati. (2019). Pengaruh cognitive dissonance bias, overconfidence bias dan herding bias terhadap pengambilan keputusan (Studi empiris pada mahasiswa Fakultas Ekonomi Universitas Negeri Padang yang melakukan investasi di Bursa Efek Indonesia). Jurnal Eksplorasi Akuntansi, 1(4), 1650–1665. Ahmad, S., Javed, T., Ul, W., & Qudsia, H. (2020). Demographic factors and herding behaviour of investors: Moderating role of islamic religiosity. 3(2), 193–203. https://doi.org/10.47067/ramss.v3i2 Alquraan, T., Alqisie, A., & Shorafa, A. Al. (2016). Do behavioral finance factors influence stock investment decisions of individual investors? Evidences from Saudi Stock Market. American International Journal of Contemporary Research, 6(3), 159–169. Anendy, R., & Isbanah, Y. (2020). Faktor-faktor yang mempengaruhi keputusan investasi pada investor saham di Surabaya. Jurnal Ilmu Manajemen, 8(1), 197–209. Audini, A. F., Mus, A. M., & Sjahruddin, H. (2020). Pengaruh literasi keuangan terhadap keputusan investasi dengan perilaku keuangan sebagai variabel moderasi. NIAGAWAN, 9(2), 102–107. Danepo, M. (2018). Pengaruh bias perilaku investor terhadap keputusan investasi di pasar saham (Studi pada Bursa Efek Indonesia). Tesis tidak dipublikasikan. Bandar Lampung: Universitas lampung. Eka, S., Natassia, R., & Yolanda, H. (2020). The effect of religiosity moderation with loss aversion on the investment decision of personal investors kind of stock security in Padang City. AMAR: Andalas Management Review, 4(1), 40–55. https://doi.org/10.25077/amar.4.1.40-55.2020 Fachrudin, K. R., & Fachrudin, K. A. (2016). The influence of education and experience toward investment decision with moderated by financial literacy. Polish Journal of Management Studies, 14(2), 51–60. https://doi.org/10.17512/pjms.2016.14.2.05 Fauziah, L. N. (2019). Analisis pengaruh tingkat literasi keuangan dan religiusitas terhadap keputusan investasi: Studi pada mahasiswa fakultas ekonomi UIN maulana malik ibrahim malang. Skripsi tidak dipublikasikan. Malang: UIN Malang. Fitriarianti, B. (2018). Pengaruh literasi keuangan, perilaku keuangan dan pendapatan terhadap keputusan berinvestasi. Proseding Seminar Nasional Akuntansi, 1(1), 1-15. Hayat, A., & Anwar, M. (2016). Impact of behavioral biases on investment decision; Moderating Role of Financial Literacy. 1–14. https://dx.doi.org/10.2139/ssrn.2842502 Hidayati, A. (2020). Hubungan religiusitas dengan minat investasi emas di perbankan syariah pada mahasiswa jurusan manajemen dakwah fakultas ilmu dakwah dan ilmu komunikasi UIN Syarif Hidayatullah Jakarta. Skripsi tidak dipublikasikan. Jakarta: UIN Syarif Hidayatullah Jakarta. Jamaludin, N. (2013). Religion and individual investment choice decision: The case of Malaysia. International Journal of Business and Social Science, 4(1), 104–113. Khairunizam, & Isbanah, Y. (2019). Pengaruh financial literacy dan behavioral finance factors terhadap keputusan investasi (Studi terhadap investor saham syariah pada galeri investasi syariah UIN Sunan Ampel Surabaya). Jurnal Ilmu Manajemen, 7(2009), 516–528. Khan, D. (2016). Cognitive driven biases, investment decision making: The moderating role of financial literacy. SSRN Electronic Journal, 1–25. Mutawally, F. W., & Asandimitra, N. (2019). Pengaruh financial literacy, risk perception, behavioral finance dan pengalaman investasi terhadap keputusan investasi mahasiswa surabaya. Jurnal Ilmu Manajemen, 7, 942–953. Nabilah, F. (2020). Pengaruh pengetahuan, religiusitas dan motivasi investasi terhadap minat berinvestasi pasar modal syariah pada komunitas investor saham pemula. TARAADIN, 1(1), 55–67. Pradikasari, E., & Isbanah, Y. (2018). Pengaruh financial literacy, illusion of control, overconfidence, risk tolerance, dan risk perception terhadap keputusan investasi pada mahasiswa di kota surabaya. Jurnal Ilmu Manajemen, 6(4), 424–434. Pranyoto, E., Susanti, & Septiyani. (2020). Herding behavior, experienced regret dan keputusan investasi pada bitcoin. Jurnal Bisnis Darmajaya, 06(01), 29–43. Pratama, H. A. (2020). Minat masyarakat terhadap reksadana syariah: Peran religiusitas, literasi finansial dan pendapatan. Skripsi tidak dipublikasikan. Yogyakarta: Universitas Islam Indonesia. Pritazahara, R., & Sriwidodo, U. (2015). Pengaruh pengetahuan keuangan dan pengalaman keuangan terhadap perilaku perencanaan investasi dengan self control sebagai variabel moderating. Jurnal Ekonomi Dan Kewirausahaan, 15(1), 28–37. Putra, I. P. S., Ananingtiyas, H., Sari, D. R., Dewi, A. S., & Silvy, M. (2016). Pengaruh tingkat literasi keuangan, experienced regret, dan risk tolerance pada pemilihan jenis investasi. Journal of Business and Banking, 5(2), 271-282. https://doi.org/10.14414/jbb.v5i2.548 Putri, I. R., & Hikmah. (2020). Pengaruh financial literacy, overconfidence, regret aversion bias dan risk tolerance terhadap investment decision di kota Batam. Jurnal Ilmiah Maksitek, 5(2), 95–109. Ramdani, F. N. (2018). Analisis pengaruh representativeness bias dan herding behavior dalam pengambilan keputusan investasi (Studi pada mahasiswa di Yogyakarta). Skripsi tidak dipublikasikan. Yogyakarta: Universitas Islam Indonesia. Rinandiyana, L. R., Fahmi, A. N., & Kusnandar, D. L. (2020). Experienced regret dan risk tolerance dalam membentuk perilaku perdagangan saham. Jurnal Ekonomi Manajemen dan Akuntansi, 22(1), 44–48. http://dx.doi.org/10.29264/jfor.v22i1.6480 Rosyidah, M., & Lestari, W. (2013). Religiusitas dan persepsi risiko dalam pengambilan keputusan investasi pada perspektif gender. Journal of Business and Banking, 3(2), 189–200. Septiyani. (2019). Pengaruh herding behavior dan experienced regret terhadap keputusan investasi di Lampung. Skripsi tidak dipublikasikan. Bandar Lampung: IIB Darmajaya. Sumtoro, A., & Anastasia, N. (2015). Perilaku keuangan dalam pengambilan keputusan berinvestasi properti residensial di Surabaya. Finesta, 3(1), 41–45. Tandelilin, E. (2017). Portofolio dan investasi teori dan aplikasi. Yohyakarta: Kanisius. Wahyuni, A. P. (2019). Pengaruh experienced regret, risk perception, locus of control internal, overconfidence dan etnis pada pengambilan keputusan investasi di Surabaya. Artikel Ilmiah STIE Perbanas, 1-13 Wardani, D. K., & Lestari, M. D. (2018). Pengaruh literasi keuangan, experienced regret, motivasi dan status pendidikan terhadap keputusan investasi IRT. JAE: Jurnal Akuntansi Dan Ekonomi, 5(3), 56–63. https://doi.org/10.29407/jae.v5i3.14058 Wardani, & Lutfi. (2017). Pengaruh literasi keuangan, experienced regret, risk tolerance, dan motivasi pada keputusan investasi keluarga dalam perspektif masyarakat Bali. Journal of Business and Banking, 6(2), 195–214. https://doi.org/10.14414/jbb.v6i2.996 Wulandari, D. A. (2014). Studi experienced regret, risk tolerance, overconfidence dan risk perception pada pengambilan keputusan investasi dosen ekonomi. Journal of Business and Banking, 4(1), 55–66.
Analisis Portofolio Pembiayaan Di Perbankan Syariah Yang Memiliki Risiko Pembiayaan Terkecil (Studi Kasus Bank BNI Syariah) Ani Suhartini; Saiful Anwar
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 3, No 1 (2018)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (452.136 KB) | DOI: 10.30651/jms.v3i1.1476

Abstract

Bank sebagai lembaga keuangan yang salah satu fungsinya menjadi moderator antara pihak yang memiliki dana dengan pihak yang membutuhkan pinjaman dana baik untuk usaha maupun konsumsi pribadi mengharuskan Bank untuk dapat memaksimalkan pembiayaan dan tentunya meminimalisir risiko pembiayaan yang dapat timbul karena pemberian pembiayaan tersebut. Mengingat risiko yang dihadapi oleh Bank cukup besar dalam pemberian pembiayaan pada berbagai sektor ekonomi yang ada, maka sangat diharapkan pemberian masing-masing sektor ekomoni dapat optimal, dan pada akhirnya diharapkan memiliki risiko paling minimal pada masing-masing sektor ekonomi di Indonesia.
ANALISIS CITRA MEREK T-SHIRT SUFFERAGE INC PADA CLOTHING SUFFERAGE INC CIMAHI Windi Novianti; Saiful Anwar
JURISMA : Jurnal Riset Bisnis & Manajemen Vol 3 No 1: April 2013
Publisher : Program Studi Manajemen, Fakultas Ekonomi dan Bisnis, Universitas Komputer Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34010/jurisma.v3i1.408

Abstract

Industri yang mengalami perkembangan yang cepat salah satunya yaitu pakaian jadi, diantaranya disebut serta dikenal dengan nama clothing. Sekarang ini banyak produk pakaian jadi dipasaran dan ditawarkan dengan berbagai macam merek yang berbeda. Sufferage Inc merupakan salah satu merek pakaian jadi (clothing). Sebagai produsen pakaian jadi, Sufferage Inc Cimahi dituntut untuk selalu mengikuti perkembangan jaman, seiring dengan kebutuhan dan keinginan konsumen yang selalu berubah dan berkembang. Perusahaan juga haruslah mempertahankan konsumen dan sedapat mungkin harus mendapatkan serta menarik konsumen baru.            Penelitian ini bertujuan untuk mengetahui tanggapan responden dalam hal ini konsumen Sufferage Inc tentang Citra Merek t-shirt Sufferage Inc. dilakukan dengan menggunakan metode deskriptif. Analisis pengumpulan data melalui melihat buku-buku referensi data perusahaan dan lain-lain untuk mendapatkan dasar pengertian serta teori-teori yang diperlukan sebagai perlengkapan data utama yang berhubungan dengan dasar penelitian.            Berdasarkan hasil penelitian mengenai citra merek t-shirt pada Sufferage Inc. Maka diperoleh score dinyatakan baik.
PENERAPAN THEORY OF PLANNED BEHAVIOR DALAM PEMBERIAN ASI EKSKLUSIF DI KECAMATAN TAROKAN Saiful Anwar; Eko Winarti
coba Vol 10 No 2 (2022): Mei 2022
Publisher : Akademi Keperawatan Dharma Husada Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32831/jik.v10i2.410

Abstract

Pendahuluan: Capaian ASI eksklusif di Kabupaten Kediri tahun 2020 hanya 13%, di wilayah Kecamatan Tarokan ada beberapa Desa yang masih di bawah target Nasional yaitu 40%. Peran ibu sangat dominan dalam pencapaian target ASI eksklusif. Penelitian ini bertujuan untuk mengetahui perilaku ibu dalam memberikan ASI eksklusif menggunakan theory of planned behavior. Metodologi: Penelitian kuantitatif, metode analitik observasional, pendekatan crossectional Lokasi penelitian di wilayah Kecamatan Tarokan, dilaksanakan tanggal 1 sampai 20 Desember 2021 dengan menggunakan teknik sampling simple random sampling. Variabel independen: Sikap, Norma subjektif, Kontrol Perilaku. Varibel Intervening: Niat, Variabel dependen: Perilaku dengan menggunakan path analysis. Hasil: Kelayakan Model CMIN = 0,020, probability = 0,888, GFI=1,000, CFI=1,000, NFI=1,000, TLI=1,009, IFI=1,001, RFI=1,000, AGFI=0,999, RMSEA=0,000, PGFI=0,067. Koefisien jalur sikap dengan niat (β=0,754) (p-value=0,000), (CR=14,871). Norma subjektif dengan niat (β=0,130), (p-value=0,000), (CR=3,374). Kontrol perilaku dengan niat (β=0,126), (p-value=0,000), (CR=3,429). Niat dengan perilaku (β=0,269), (p-value=0,000), (CR=3,176) Sikap dengan perilaku (β=0,637), (p-value=0,000), (CR=9,198). Kontrol perilaku dengan perilaku (β=0,098), (p-value=0,000), (CR=3,292), sikap melalui niat terhadap perilaku (0,8325) dan kontrol perilaku terhadap perilaku melalui niat (0,1505). Diskusi: Pengembangan penelitian tentang perilaku kesehatan perlu dilakukan oleh peneliti selanjutnya sehingga dapat digali secara lebih mendalam perubahan perubahan perilaku guna untuk merencanakan program perubahan perilaku kesehatan demi meningkatkan program pemerintah bidang Kesehatan
Waqf Land Management Problems and Solutions: A Case Study of the Regional Leaders of Muhammadiyah Tangerang Selatan Maulina Wulandari; Saiful Anwar
Budapest International Research and Critics Institute-Journal (BIRCI-Journal) Vol 5, No 2 (2022): Budapest International Research and Critics Institute May
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v5i2.5262

Abstract

The purpose of this study was to analyze the solution to the problem of waqf land management and to analyze the characteristics of nazir. This article uses a qualitative descriptive analysis research design. The data sources used are based on interviews with experts in the Waqf field and through library studies based on books, journals, internet, and other literature studies. The results in this study are information about land waqf in the community is still lacking, the weak management and supervision system for waqf land, both those that have been and those that have not been certified. The low level of competent human resources or nazir in the Muhammadiyah Regional Leadership, South Tangerang. The solution to the problem of waqf land is to provide guidance, training, and guidelines to nazir regarding the procedure for receiving land waqf, about using the SIMAM website (Muhammadiyah Asset Management Information System) to make it easier for wakif, and other communities to find out information about waqf owned by Muhammadiyah. Muhammadiyah Regional Leaders need to pay attention to the welfare of Nazir who works full time. The characteristics of nazir that must be possessed by the Muhammadiyah Regional Leadership in South Tangerang are nazir who is competent in the field of waqf, nazir who can work full time, is able to develop the SIMAM Website (Muhammadiyah Asset Management Information System), openness about waqf funds, develop waqf with a franchise business. Muhammadiyah Regional Leaders need to pay attention to the welfare of Nazir who works full time. The characteristics of nazir that must be possessed by the Muhammadiyah Regional Leadership in South Tangerang are nazir who is competent in the field of waqf, nazir who can work full time, is able to develop the SIMAM Website (Muhammadiyah Asset Management Information System), openness about waqf funds, develop waqf with a franchise business. Muhammadiyah Regional Leaders need to pay attention to the welfare of Nazir who works full time. The characteristics of nazir that must be possessed by the Muhammadiyah Regional Leadership in South Tangerang are nazir who is competent in the field of waqf, nazir who can work full time, is able to develop the SIMAM Website (Muhammadiyah Asset Management Information System), openness about waqf funds, develop waqf with a franchise business.
Penentuan Status Mutu Air Metode Storet DAS Kali Curah Macan Saiful Anwar; Budi Hariono; Michael Joko Wibowo; Merry Muspita Dyah Utami
Jurnal Ilmiah Inovasi Vol 18 No 2 (2018): Agustus
Publisher : Politeknik Negeri Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25047/jii.v18i2.1160

Abstract

The monitoring station of Curah Macan Watershed is located in Arjasa Village, Arjasa District, Situbondo Regency with 7o71'66 " at the South Latitude and 114o12'17" at the East Longitude. The aim research is to know the quality of water routinely, so that the water quality condition of river water body can be detected from the beginning. This is due to changes in land functions that have reduced water absorption function, erosion, sedimentation and industrial and household activities. Therefore, research on the analysis of the status of water quality especially in the Curah Macan watershed is very important to be done periodically in order to maintain its sustainability. The research using STORET method shows the water quality of Curah Macan watershed in the period of January - December 2017 for the quality of class I, II, III and IV has a score respectively -50; -28; -12 and -4 so that the water quality qualification is bad, moderate, moderate and good. Keyword : Kali Macan Watershed, Storet Method, Water Quality, Period January - December 2017
Laporan Keuangan BAZNAS di Era Digital 4.0: Tinjauan atas PSAK 109 Anis Choirun Nisa; Hanifah Indarwati; Siti Muthi’ah; Saiful Anwar
Wahana Islamika: Jurnal Studi Keislaman Vol 7 No 1 (2021): Wahana Islamika: Jurnal Studi Keislaman
Publisher : SEKOLAH TINGGI AGAMA ISLAM AL-HUSAIN MAGELANG

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/wahanaislamika.v7i1.137

Abstract

This study aims to evaluate the BAZNAS financial statements with PSAK 109 and analyze the factors that affect the quality of BASNAZ's financial statements. This research uses a qualitative descriptive approach, the research method uses content analysis. The object of research in the Salatiga City BAZNAS was with primary data collection techniques derived from interviews with the managers of Salatiga City's BAZNAS in person. Whereas secondary data is obtained through intermediaries generally in the form of notes, empirical evidence, or historical reports that have been compiled in archives (documentary data), whether or not they have been published. The results of the study, after the data was collected and compared with PSAK 109, it can be seen that the Salatiga City BAZNAS 2019 has conducted the preparation of financial statements in accordance with the format contained in PSAK 109, namely single entry. However, there are a number of financial statements that claim to be incomplete in accordance with the format contained in PSAK 109, among others, not including Non-halal funds in their financial statements, which only include assets, liabilities and balance funds. Statements of cash flows and changes in funds BAZNAS Salatiga City are in accordance with PSAK 109 format. Inadequate HR is a factor that causes a lack of conformity in the financial statement format with PSAK 109 format. In addition there are several other factors that can affect the quality of financial statements such as the accounting system which also applies to the use of technology applied in the National Police. The contribution of this research is to provide an explanation of the presentation of financial statements that should be and explain the importance and benefits of digitizing the financial statements of Salatiga BAZNAS.
Co-Authors Agus Suhadi Akmal Junaidi Amie Amelia Amrizal Amrizal Amrizal Ana Khoiriyah Ani Suhartini Anis Azmiatu Silvia Anis Choirun Nisa Aprizal Arief Laksono Arifal Hidayat Arifiyar Auzar A Arrafiqur Rahman Ashri Fathia Ayup Tri Andika Azhari, Najahuddin Azwar Azwar Banjar, Maulis Budi Hariono Dadang Hartabela Darnawi Darnawi Dea Gusneli Dede Sulaeman Dewi R. Syahriyah Diana Nafisa Sabila Haq Dima Fazira Dini Prima Putri Dini Puspita Doni Maradona Dwi Aprianto Dwi Febriani Saputri Dwi Sakethi Dyah ayu Restuti Wulandari Eka Widiastuti Eko Winarti Elinah Elly Kurniawati ENDRI ENDRI Enggar Prasetyawan Erli Yanty Rihana Paramida Estiningsih Fadilla Qusnul Khotimah Fadillah, Ismi Nurul Fajar Syaiful Akbar Fika Ekayanti Flori R. Sari Hafzan Hanifah Indarwati Hardi Hayatul Ismi Ilham Fatoni Izzah Hayati Jasiah Jasiah Jaziela Huwaida Jose Agave Situmorang Julistyana Tistogondo Junarti Junarti Kesni Merianti Ketut Ngurah Gunapriya Kumaini, Ruston Kurnia Muludi Lintang Kirana Anindyajati Lodya Sesriyani Lodya Sesriyani M. Ghandi Rukmana M. Musyapa Ali Marita Fadhilah Maryam Maulidil Fajri Maulina Wulandari Melyvita Nur Angraeni Merry Muspita Dyah Utami Michael Joko Wibowo Mohamad Torik Langlang Buana Muhamad Dede Sulaeman Muhammad Rifa'i Muhammd Tsalis Ramdlani MUSLIMIN Nada mudrikah Ngelbanip Fydi Tapyor Nur Faizin Nurika Khalila Daulay Nurjirah Bakri Nurwahidin Nurwahidin Purwo Subekti Putut Said Permana Radjendra, Ryan Ratna Hidayanti Rina Febrinova Rini Puspitasari Risahmawati Risahmawati Riska Fitriani Risse Entikaria Rachmanita Ristiawan Muji Laksono Romlah Roziqin, Muhamad Khoirur Rusmaini Rusmaini Santiani Santiani Santika, Desi Sari Fitriyani Sariana Sariana Satriyanto, Muhammad Dwi Setiawan Budi Darsono Sigid Eko Pramono Silpa Silvia Oktavia Nur Yudiastuti Siti Famila Karuniansyah Siti Khotimah Siti Lutfiah Rabiyatul Adawiyah Siti Muthi’ah Siti Mutiah Ulfha Siti Zubaidah Siti Zulaikha Soffi Soffiatun Sri Trisnaningsih Sri Utaminingsih Suripto, Heri Taufan Darmawan Tituk Diah Widajantie Tri Budi Astuti Tsara Nur Afifah Wartariyus Wartariyus Windi Novianti Yayat Sujatna Yose Rizal Yossi Wibisono Zamroni Zamroni Zeni Ulma Zumazi Aulia Rahma