Jurnal Pengabdian Masyarakat dan Riset Pendidikan
Vol. 4 No. 2 (2025): Jurnal Pengabdian Masyarakat dan Riset Pendidikan Volume 4 Nomor 2 (October 202

Sosialisasi Hukum Perbankan: Pengenalan Umum Terkait Pinjaman Uang (Kredit) Bank: Pengabdian

Emmi Rahmiwita Nst (Unknown)
Risky Akbar Barus (Unknown)
Erlan Sitorus (Unknown)
Kiki Nur Aida (Unknown)
Sri Mariani (Unknown)
Andini Sagita Lasari (Unknown)
Shely Maimunah (Unknown)



Article Info

Publish Date
13 Oct 2025

Abstract

The legal banking socialization program is an effort to enhance legal awareness and financial literacy among young generations, enabling them to understand the legal responsibilities involved in banking transactions, particularly in credit agreements. This activity was conducted at MAS Al-Washliyah Tanjung Balai with the aim of introducing the basic concepts of banking law, the rights and obligations of debtors, and the legal risks arising from default. The methods applied included material presentation, interactive discussions, and evaluation through simple questionnaires to measure the improvement of participants’ understanding. The results showed a significant increase in students’ comprehension regarding credit application procedures, the importance of reading contract terms, and awareness of legal consequences in credit agreements. The activity also fostered a critical, cautious, and responsible attitude in dealing with modern banking services. Therefore, this socialization contributed positively to shaping a legally aware, financially literate, and integrity-driven young generation in the digital banking era.

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Journal Info

Abbrev

jerkin

Publisher

Subject

Humanities Education Languange, Linguistic, Communication & Media Mathematics Other

Description

Jurnal Pengabdian Masyarakat dan Riset Pendidikan is a journal on Faculty of Education. Jurnal JERKIN: Jurnal Pengabdian Masyarakat dan Riset Pendidikan is under the auspices of the Faculty of Education, Universitas Pahlawan Tuanku Tambusai. The journal is registered with E-ISSN: 2961-9890. Jurnal ...