<![CDATA[Global concerns about climate change and environmental degradation are driving the need for urgent action, with the financial industry being a key player in addressing these issues. One of the strategic approaches adopted by several financial organisations, including state-owned banks in Indonesia, is environmentally friendly banking or sustainable banking. As a country rich in natural resources, Indonesia faces serious challenges related to deforestation, water pollution, and greenhouse gas emissions. This research adopts a qualitative descriptive approach involving data collection through library research and focuses on narratives, documents, opinion theories, and pre-existing concepts. The collected references are evaluated using data analysis methods, which involve manipulation and interpretation of data based on hypotheses or theoretical thinking. The research results show that the implementation of environmentally friendly banking in Indonesia, especially by state-owned banks, has reached a high level of implementation at the end of 2019. This is in line with Bank Indonesia's goal to promote financial inclusion and intermediation functions by paying attention to sustainability aspects. The success of environmentally friendly banking has had positive impacts, including reduced dependence on oil imports, increased energy efficiency, and increased agricultural output. The bank is also expected to serve as an example for other financial institutions. The concept of sustainable finance, including green banking practices, is emerging as a way to support sustainable development. Regulations, such as the OJK Regulation, require financial institutions to integrate sustainable finance into their operations. State-owned banks in Indonesia have adopted environmentally friendly banking practices, reaching a high level of implementation at the end of 2019. This is in line with Bank Indonesia's goal to promote financial inclusion and intermediation functions, with attention to sustainability aspects. The implementation of environmentally friendly banking has had positive impacts, including reducing dependence on oil imports, increasing energy efficiency, and increasing agricultural yields. This research contributes to the understanding of the importance of integrating economic, social, and environmental values in banking decision-making by recognising the importance of education and awareness among banking stakeholders. Keywords: Implementation, Green Banking, BUMN Bank]]>
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