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Tinjauan Etika Bisnis Islam terhadap Sharia Compliance dan Social Impact pada Homestay Syariah di Gayungan Surabaya: Islamic Business Ethics Review on Sharia Compliance and Social Impact on Sharia Homestay in Gayungan Surabaya Nisa, Fauzatul Laily
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 11 No. 1 (2021): el-Qist
Publisher : Islamic Economic Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research is structured to answer the problems: (1) How is the implementation of sharia compliance; (2) What is the social impact caused by Sharia Homestay on the surrounding community; (3) How is the review of Islamic business ethics on sharia compliance and social impact. It is qualitative researc The sources of this research are owners, employees, and the community. The conclusion is (1) The implementation of sharia compliance has met the indicators of entertainment facilities food/drink, while the indicators of worship facilities and manager clothes. All Sharia homestays do not meet the indicators of Islamic financial institutions; (2) The social impact that all Sharia homestays have on society has a positive impact on lifestyle and fashion expression indicators and harms indicators of social relationship behavior and individual and collective values. The indicators of change in a social system, some have a positive impact, and some have no impact; (3) Review of Islamic business ethics on sharia compliance and social impact on Sharia homestay, some of which accordance with Islamic business ethics because they have fulfilled the principles of permissibility and benefit, and others have not fulfilled the principles of unity, justice, responsibility, truth, policies, honesty. Keywords: Business; Sharia Compliance; Social Impact; Homestay.   Abstrak: Penelitian ini disusun untuk menjawab permasalahan berikut: (1) bagaimana penerapan sharia compliance pada Homestay Syariah; (2) Bagaimana social impact yang ditimbulkan oleh Homestay Syariah terhadap masyarakat sekitarnya; (3) Bagaimana tinjauan etika bisnis Islam terhadap sharia compliance dan social impact pada Homestay Syaria Penelitian ini merupakan penelitian kualitatif. Narasumber penelitian ini adalah Pemilik/pengelola, Karyawan, dan Masyarakat sekitar. Dapat disimpulkan bahwa (1) Penerapan sharia compliance pada keempat Homestay Syariah telah memenuhi indikator fasilitas hiburan serta makanan/ minuman, sedangkan untuk indikator fasilitas ibadah dan pakaian, sebagian telah sesuai, namun sebagian belum. Selain itu, keempat Homestay Syariah belum memenuhi indikator lembaga keuangan syariah; (2) Social impact yang ditimbulkan keempat Homestay Syariah terhadap masyarakat disekitarnya berdampak positif dalam indikator gaya hidup dan ekspresi mode, dan berdampak negatif dalam indikator perilaku hubungan sosial serta nilai-nilai individu dan kolektif. Sedangkan untuk indikator perubahan sistem sosial, sebagian berdampak positif dan sebagian tidak berdampak apapun terhadap masyarakat; (3) Tinjauan etika bisnis Islam terhadap sharia compliance dan social impact pada Homestay Syariah, sebagian sudah sesuai dengan etika bisnis Islam karena telah memenuhi prinsip kebolehan dan kemanfaatan, serta sebagian lainnya masih belum sesuai dengan etika bisnis Islam karena belum memnuhi prinsip kesatuan, keadilan, pertanggung jawaban, dan kebenaran, kebijakan, kejujuran. Kata Kunci: Bisnis; Sharia Compliance; Social Impact; Homestay.
Performance Measurement of State-Owned Enterprise (BUMN) Bank in Surabaya (Case Study in People's Bank of Indonesia/State-Controlled Bank (Bank BRI) Utami, Anisa Fitria; Sishadiyati, Sishadiyati; Nisa, Fauzatul Laily
Budapest International Research and Critics Institute-Journal (BIRCI-Journal) Vol 4, No 4 (2021): Budapest International Research and Critics Institute November
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v4i4.2687

Abstract

This study aims to examine the effect of Capital Adequacy Ratio (CAR), Non-Performing Loan (NPL), Loan to Deposit Ratio (LDR), and Operating Costs on Operating Income (BOPO) on the profitability of Commercial Banks.  The population used in this study is Bank BRI in 2009-2018.  The data in the study were obtained from the financial statements in 2009-2018.  The analytical method used is multiple linear analysis with the classic assumption test which includes autocorrelation test, multicollinearity test, and heteroscedasticity test using SPSS version 25.0 for windows. The results showed that the variables CAR, NPL, LDR, and OEOI affect the profitability of Bank BRI. The objective of this research is to identify the effect of capital adequacy ratio (CAR), non-performing loan (NPL), loan to deposit ratio (LDR), and operational costs for operating income (BOPO) on commercial bank profitability. People's Bank of Indonesia/State-Controlled Bank (Bank BRI) was utilized as the population for this study from 2009 to 2018. Financial statements from 2009 to 2018 were used to collect data for the study. Multiple linear analysis with classical assumption tests was utilized to conduct the analysis, which included autocorrelation, multicollinearity, and heterocedasticity tests. SPSS version 25.0 for Windows was used to assist with the analysis. The findings indicated that CAR, NPL, LDR, and BOPO all had an effect on the profitability of a People's Bank of Indonesia/State-Controlled Bank (Bank BRI).
Pemberdayaan Masayarakat dalam Bidang Ekonomi oleh Dosen Ekonomi Pembangunan UPN “Veteran” Jatim di Desa Turi Kecamatan Panekan Kabupaten Magetan Nisa, Fauzatul Laily; Fadil, Cholid
Nanggroe: Jurnal Pengabdian Cendikia Vol 2, No 8 (2023): November (In Progress)
Publisher : Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.10137992

Abstract

Motivasi penelitian ini adalah belum optimalnya pemberdayaan masyarakat dalam bidang ekonomi. Berdasarkan kondisi obyektif yang ditemukan pada saat pengkajian, peneliti menemukan beberapa permasalahan yaitu belum maksimalnya pemberdayaan masyarakat dalam menjamin pemberdayaan masyarakat khususnya di bidang perekonomian sehingga perekonomian masyarakat di Desa Turi tidak berfungsi dengan baik dan rendah. Tingkat tersebut adalah kurangnya kemampuan pemerintah desa dalam melakukan penguatan masyarakat dan rendahnya kepedulian pemerintah desa terhadap keadaan perekonomian masyarakat. Metode penelitian yang digunakan adalah deskriptif dan kualitatif. Teknik pengumpulan data meliputi studi dokumenter dan penelitian lapangan berupa observasi dan wawancara. Kendala dalam pemberdayaan ekonomi antara lain: (1) terbatasnya anggaran penyelenggaraan pelatihan dan terbatasnya pengetahuan aparat desa, (2) rendahnya kesadaran masyarakat itu sendiri yang enggan membandingkan dengan daerah lain, (3) a anggaran yang harus disediakan sebagai modal kegiatan kelompok, (4) jaringan sinyal yang terbatas sehingga pemanfaatannya kurang maksimal, (5) sulitnya media informasi dalam mengetahui perkembangan pasar. Upaya untuk mengatasi kendala tersebut antara lain: (1) merancang dan menetapkan anggaran desa untuk melatih pelaku ekonomi, (2) memberikan pemahaman kepada masyarakat khususnya pelaku ekonomi agar dapat melakukan perbandingan dengan daerah lain sehingga pengendalian dapat menjamin kegiatannya, (3) otoritas desa meminta informasi dari badan atau badan legalitas dan segera menginformasikan kepada masyarakat tentang cara memastikan legalitas, (4) integrasi jaringan atau sinyal Internet dengan memasang jaringan berkecepatan tinggi atau sejenisnya (5) membangun hubungan baik dan berkomunikasi dengan pihak lain untuk memperoleh informasi yang diinginkan
Pembangunan Desa Laweyan Melalui UMKM Kreatif Unggulan Nisa, Fauzatul Laily; Fadil, Cholid
Nanggroe: Jurnal Pengabdian Cendikia Vol 3, No 2 (2024): May
Publisher : Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.11175972

Abstract

Village development is an important aspect in encouraging economic growth and community welfare in Indonesia. This research aims to analyze Laweyan village development efforts through superior creative MSMEs and their impact on economic growth and welfare of local communities with a research focus on mushroom farmers and bamboo woven craftsmen. The location is in Laweyan Village, Sumberasih District, Probolinggo Regency. The method used is PAR (Participatory Action Research) and other approaches such as training and mentoring. Through the profile of superior creative MSMEs which include mushroom farmers and woven craftsmen, Laweyan Village can take advantage of its cultural riches and economic potential. Top creative MSMEs are very important for the growth of Laweyan Village. The results of this research show that the people in Laweyan Village optimize the resources and potential of the village so as to produce superior creative MSMEs which can ultimately strengthen cultural identity, improve the quality of life of the community, and attract tourists to visit this village. However, limited access to funds, marketing and distribution, lack of skills and creativity, strengthening networks and collaboration, and preserving intellectual property rights. Apart from that, the existence of superior creative MSMEs plays an important role in village development, namely in local economic growth, increasing community income, social development, cultural preservation, as well as tourism and village promotion.
A DEVELOPING THE CREATIVE ECONOMIC POTENTIAL OF THE CRAFT SUBSECTOR: A CHALLENGE AND AN OPPORTUNITY: MENGEMBANGKAN POTENSI EKONOMI KREATIF SUBSEKTOR KRIYA: SEBUAH TANTANGAN DAN PELUANG Shelawati, Amanda; Nisa, Fauzatul Laily
Jurnal Ekonomi Kreatif Indonesia Vol. 2 No. 3 (2024): August
Publisher : PT. Tangrasula Tekno Kreatif

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61896/jeki.v2i3.59

Abstract

ABSTRAK Dalam beberapa tahun terakhir, ekonomi kreatif telah menjadi pendorong utama pertumbuhan ekonomi Indonesia. Pada akhir tahun 2021, kriya mempekerjakan lebih dari 17 juta orang dan menyumbang 7,38 persen dari PDB. Tujuan penelitian ini untuk mengetahui pengembangan potensi ekonomi kreatif pada subsektor kriya di indonesia. Penelitian ini menggunakan metode kualitatif dengan data sekunder yang diperoleh dari beberapa Jurnal dan Buku maupun pendekatan manajerial yang bertujuan untuk menjelaskan secara mendalam potensi ekonomi kreatif subsektor kriya di Indonesia beserta berbagai tantangan dan peluang yang dihadapi subsektor kriya. Hasil penelitian menunjukkan bahwa industri Kriya di Indonesia berbeda dengan negara lain. Hal ini disebabkan kurangnya fasilitas, pendidikan, akses dan geografis, bahkan banyak seniman tidak memiliki akses yang mudah ke distributor ataupun penyalur bahan baku. ABSTRAK In recent years, the creative economy has become a key driver of Indonesia's economic growth. By the end of 2021, crafts employed more than 17 million people and contributed 7.38 per cent of GDP. The purpose of this study is to determine the potential development of the creative economy in the craft subsector in Indonesia. This research uses a qualitative method with secondary data obtained from several journals and books as well as a managerial approach that aims to explain in depth the creative economic potential of the craft subsector in Indonesia along with the various challenges and opportunities faced by the craft subsector. The results showed that the Craft industry in Indonesia is different from other countries. This is due to the lack of facilities, education, access and geography, even many artists do not have easy access to distributors or suppliers of raw materials.
PERAN KEWIRAUSAHAAN SOSIAL DALAM MEMBANGUN EKONOMI KREATIF BERKELANJUTAN DI MASA SOCIETY 5.0 Mayla Farida; Nisa, Fauzatul Laily
Jurnal Ekonomi Kreatif Indonesia Vol. 2 No. 3 (2024): August
Publisher : PT. Tangrasula Tekno Kreatif

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61896/jeki.v2i3.60

Abstract

ABSTRAK Untuk mempercepat transisi menuju Society 5.0 serta mendukung perkembangan kewirausahaan sosial, diperlukan sinergi antara pemerintah, sektor swasta, dan masyarakat. Tindakan nyata termasuk investasi dalam infrastruktur teknologi dan pendidikan, pembentukan kebijakan yang mendukung inovasi dan kewirausahaan sosial, serta peningkatan kesadaran dan kapasitas masyarakat mengenai potensi serta tantangan dari era digital ini. Tujuan penelitian untuk mengukur peran kewirausahaan seosial dalam pembangunan ekonomi kreatif di masa society 5.0. Metode yang digunakan yakni studi kualitatif melalui pengumpulan data studi kasus dan analisis dokumen. Hasil penelitian menunjukkan Society 5.0 menjanjikan potensi besar untuk menciptakan masyarakat yang lebih inklusif, berkelanjutan, dan berorientasi pada penyelesaian masalah sosial. Namun, pelaksanaan Society 5.0 juga menghadapi tantangan seperti kesenjangan digital, masalah etika dan privasi, serta dampak otomatisasi terhadap lapangan pekerjaan. ABStract To accelerate the transition to Society 5.0 and support the development of social entrepreneurship, synergies between the government, private sector and society are needed. Concrete actions include investment in technological infrastructure and education, the establishment of policies that support innovation and social entrepreneurship, and increasing public awareness and capacity regarding the potential and challenges of this digital era. The purpose of the research is to measure the role of social entrepreneurship in the development of the creative economy in the society 5.0 era. The method used is a qualitative study through case study data collection and document analysis. The results showed that Society 5.0 promises great potential to create a society that is more inclusive, sustainable, and orientated towards solving social problems. However, the implementation of Society 5.0 also faces challenges such as the digital divide, ethical and privacy issues, and the impact of automation on employment
Peran Pemerintah Dalam Penggunaan Ekonomi Kreatif Dengan Kondisi Pertumbuhan Nilai SDM dan SDA Yang Beragam Di Indonesia Ramadhika Handrawan, Muhammad Nizham; Nisa, Fauzatul Laily
Jurnal Ekonomi Kreatif Indonesia Vol. 2 No. 3 (2024): August
Publisher : PT. Tangrasula Tekno Kreatif

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61896/jeki.v2i3.62

Abstract

ABSTRAK Pemerintah memiliki peran krusial dalam menciptakan lingkungan yang kondusif untuk perkembangan ekonomi kreatif. Melalui kebijakan dan regulasi yang tepat, pemerintah dapat mendorong peningkatan kualitas SDM dan pemanfaatan SDA secara berkelanjutan. Tujuan penelitian ini adalah mengeksplorasi peran pemerintah dalam pengembangan ekonomi kreatif di Indonesia, dengan fokus pada kondisi pertumbuhan nilai sumber daya manusia (SDM) dan sumber daya alam (SDA) yang beragam. Metode penelitian yang digunakan adalah pendekatan kualitatif deskriptif melalui studi literatur, yang melibatkan pemilihan dan analisis mendalam terhadap artikel jurnal, buku, laporan riset, serta kebijakan pemerintah terkait. Hasil penelitian menunjukkan ekonomi kreatif memiliki potensi besar untuk berkontribusi signifikan terhadap pertumbuhan ekonomi nasional, pelestarian budaya, dan penciptaan lapangan kerja, meskipun dihadapkan pada tantangan kualitas dan distribusi SDM serta SDA yang tidak merata. ABSTRAK The government has a crucial role in creating a conducive environment for the development of the creative economy. Through the right policies and regulations, the government can encourage the improvement of the quality of human resources and the sustainable utilisation of natural resources. The purpose of this article is to explore the role of the government in developing the creative economy in Indonesia, focusing on the diverse growth conditions of human resources (HR) and natural resources (NR). The research method used is a descriptive qualitative approach through literature study, involving the selection and in-depth analysis of journal articles, books, research reports, and relevant government policies. The results show that the creative economy has significant potential to contribute to national economic growth, cultural preservation, and job creation, despite challenges related to the uneven quality and distribution of HR and NR.
KONSEP KEADILAN DALAM PERSPEKTIF EKONOMI ISLAM Permana, Yoga; Nisa, Fauzatul Laily
Jurnal Ekonomi Syariah Darussalam Vol. 5 No. 2 (2024): Agustus 2024
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/jesdar.v5i2.3072

Abstract

Justice is a condition in which ideal moral truth is achieved, both in the context of objects and individuals. Justice becomes a very crucial principle especially in an effort to overcome the economic and social injustices that often arise in the conventional economic system. Islamic economics as a distinct field of study, emerged as a response to the perceived shortcomings of the conventional economic system. The purpose of this study is to analyze the concept of justice in the perspective of Islamic economics. This research uses the literature study method to examine the concept of justice in the perspective of Islamic economics. This method involves collecting and analyzing data from various relevant literature sources such as books, journal articles, and other publications that discuss justice and Islamic economics. The concept of justice in Islamic economics creates balance and equality in various economic transactions. The concept of justice in the perspective of Islamic economics is a crucial element that must be upheld to build trust and harmony in every economic activity, as well as to ensure that every individual can contribute to collective welfare without pursuing personal interests alone
Analisis Pengaruh Program Bantuan Stimulan Perumahan Swadaya (BSPS) Terhadap Pertumbuhan Ekonomi Rusdaryanti, Novieka Wahyu Putri; Marseto, Marseto; Nisa, Fauzatul Laily
Jurnal Ilmiah Wahana Pendidikan Vol 9 No 20 (2023): Jurnal Ilmiah Wahana Pendidikan
Publisher : Peneliti.net

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.8433991

Abstract

An assistance program from the government to the community called Self-Help Housing Stimulant Assistance (BSPS) aims to help low-income communities (MBR) as well as to improve their welfare. Funds from this program can be used to buy materials and pay the salaries of their workers. The purpose of this research is to understand how the impact of the BSPS program has on economic growth in Ponorogo Regency. The home improvement program is the general name for this BSPS program. The community can improve their welfare and housing conditions with the help of this program. Thus, the social and economic impact of this assistance program underwent many changes.
Implementasi Padat Karya Tunai dalam Bantuan Stimulan Perumahan Swadaya untuk Masyarakat Miskin Kabupaten Trenggalek Tamami, Dita Soffiya; Marseto, Marseto; Nisa, Fauzatul Laily
Jurnal Ilmiah Wahana Pendidikan Vol 9 No 21 (2023): Jurnal Ilmiah Wahana Pendidikan
Publisher : Peneliti.net

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.10076485

Abstract

This study aims to determine the impact of implementing a cash work-intensive scheme in the implementation of the Self-Help Housing Stimulant Assistance program as an effort to alleviate community poverty in Trenggalek Regency. The method used in this study uses descriptive qualitative research methods. This method is used to get an overview of socio-economic conditions. The approach used in this study combines data collection methods from literature studies, direct observations of villages and interviews with village officials and village communities. The results of the study show that cash-intensive work in the implementation of Self-Help Housing Stimulant Assistance has been implemented with an impact on employment absorption and the fulfillment of the need for livable housing.