Jurnal Ilmiah Multidisiplin Indonesia
Vol. 4 No. 10 (2025): Jurnal Ilmiah Multidisplin Indonesia (JIM-ID) November 2025

The Influence of Transaction Recording Habits, Financial Literacy, and Budget Management on Individual Finances

Felicia Ivanachen (Unknown)
Evelyna Utomo (Unknown)
Jholant Bringg Luck Amelia Br Sinaga (Unknown)
Munawarah, Munawarah (Unknown)

Article Info

Publish Date
27 Oct 2025

Abstract

This study aimed to analyze the impact of transaction recording habits, financial literacy, and budget management on individual finances. This study employed a quantitative approach through a survey of 41 respondents, with 37 samples meeting the criteria. Data were obtained through a Likert-scale questionnaire and processed using IBM SPSS Statistics 25. The data processing revealed that transaction recording habits, financial literacy, and budget management simultaneously had a significant impact on individual financial conditions. Partially, the transaction recording habit variable was the only one that did not show a significant impact.

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Journal Info
Jurnal Ilmiah Multidisiplin Indonesia
Website

Abbrev

esaprom

Publisher

SEAN INSTITUTE

Subject

Agriculture, Biological Sciences & Forestry Computer Science & IT Earth & Planetary Sciences Engineering Physics

Description

Jurnal Ilmiah Multidisiplin Indonesia (JIM-ID) is a peer-reviewed journal regularly published by the SEAN Institute every three months. namely, several research publications to publish multi-disciplinary articles with general topics on engineering, science, agriculture, plantations, forestry and ...