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All Journal Jurnal Ilmiah Multidisiplin Indonesia
Felicia Ivanachen
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Agriculture, Biological Sciences & Forestry Computer Science & IT Earth & Planetary Sciences Engineering Physics

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The Influence of Transaction Recording Habits, Financial Literacy, and Budget Management on Individual Finances Felicia Ivanachen; Evelyna Utomo; Jholant Bringg Luck Amelia Br Sinaga; Munawarah, Munawarah
Jurnal Ilmiah Multidisiplin Indonesia (JIM-ID) Vol. 4 No. 10 (2025): Jurnal Ilmiah Multidisplin Indonesia (JIM-ID) November 2025
Publisher : Sean Institute

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Abstract

This study aimed to analyze the impact of transaction recording habits, financial literacy, and budget management on individual finances. This study employed a quantitative approach through a survey of 41 respondents, with 37 samples meeting the criteria. Data were obtained through a Likert-scale questionnaire and processed using IBM SPSS Statistics 25. The data processing revealed that transaction recording habits, financial literacy, and budget management simultaneously had a significant impact on individual financial conditions. Partially, the transaction recording habit variable was the only one that did not show a significant impact.
Co-Authors Evelyna Utomo JHOLANT BRINGG LUCK AMELIA BR SINAGA Munawarah Munawarah, Munawarah