West Science Social and Humanities Studies
Vol. 3 No. 02 (2025): West Science Social and Humanities Studies

The Role of Islamic Microfinance in Reducing Poverty and Improving Community Welfare in Indonesia

Judijanto, Loso (Unknown)
Nurhasanah, Dila Padila (Unknown)
Novitasari, Salwa Aulia (Unknown)



Article Info

Publish Date
27 Feb 2025

Abstract

This study investigates the role of Sharia microfinance in reducing poverty and improving community welfare in Indonesia, using a quantitative approach. A total of 70 respondents, primarily micro-entrepreneurs and low-income individuals, were surveyed using a 1-5 Likert scale questionnaire. Data analysis was conducted using SPSS version 25. The results indicate that access to Sharia microfinance services significantly contributes to financial stability, vincome generation, and overall community welfare. Specifically, Sharia microfinance was found to improve financial security, enhance income opportunities, and promote social empowerment. These findings highlight the potential of Sharia microfinance as a tool for poverty alleviation and sustainable development. This research provides important insights for policymakers and microfinance institutions to enhance the effectiveness of Sharia-based financial services in promoting economic and social well-being.

Copyrights © 2025






Journal Info

Abbrev

wsshs

Publisher

Subject

Humanities Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Public Health Social Sciences

Description

West Science Social and Humanities Studies is an academic journal that focuses on interdisciplinary research in the fields of social science, science, and humanities studies. The journal aims to present high-quality articles that make significant contributions to our understanding of society, ...