Jurnal Pelayanan dan Pengabdian Masyarakat Indonesia
Vol. 4 No. 2 (2025): Jurnal Pelayanan dan Pengabdian Masyarakat Indonesia

Pemberdayaan Masyarakat Desa Melalui Literasi Keuangan Syariah dan Pengenalan Produk Bank Syariah di Desa Perkebunan Gunung Melayu

Pinasti Sri Guntari (Unknown)
Salma Nasution (Unknown)



Article Info

Publish Date
05 Nov 2025

Abstract

This study aims to analyze and implement the Village Community Empowerment Program through Sharia Financial Literacy and Introduction to Sharia Banking Products in Perkebunan Gunung Melayu Village. This program is motivated by the low level of formal financial literacy, particularly regarding Sharia banking, among the village community. The methods used are outreach and mentoring, focusing on two main pillars: instilling wise money management habits and introducing Sharia banking services. The results of the activities indicate an increase in community awareness of the importance of saving as a foundation for wise money management from an early age. Participants learn to manage expenses, distinguish between needs and wants, and prepare funds for the future, which are habits that form the basis for healthy and responsible financial behavior. In addition, the community is provided with a comprehensive understanding of the various financial services provided by Sharia banks, such as savings, deposits, checking accounts, ATM cards, and digital services. This understanding empowers the community to manage their money and conduct transactions safely and efficiently through a formal banking system that complies with Sharia principles. Overall, this program contributes significantly to increasing Sharia financial inclusion and literacy in Perkebunan Gunung Melayu Village.

Copyrights © 2025