Jurnal Akuntansi Kompetif
Vol. 8 No. 2 (2025): Akuntabilitas, Kinerja Keuangan, dan Strategi Efisiensi di Sektor Publik dan UM

PENGARUH PENGETAHUAN KEUANGAN, PENGALAMAN KEUANGAN, DAN SIKAP KEUANGAN TERHADAP PERILAKU KEUANGAN PADA PEGAWAI PEMERINTAH BPKAD DI KABUPATEN KEPULAUAN ARU

Kalorbobir, Yohana Magdalena (Unknown)
Temalagi, Selva (Unknown)



Article Info

Publish Date
29 Jul 2025

Abstract

This study aims to examine the influence of financial knowledge, financial experience, and financial attitude on financial behavior among civil servants (ASN) at the Regional Financial and Asset Management Agency (BPKAD) in the Aru Islands Regency. Civil servants are expected not only to possess professional competencies but also to manage their personal finances wisely. The research employs a quantitative approach using a survey method, with questionnaires distributed to 38 ASN employees as research respondents. Data were analyzed using multiple linear regression to determine the relationship between the variables. The findings reveal that financial knowledge has a significant influence on financial behavior. However, financial experience and financial attitude do not have a significant partial influence. The study contributes theoretically by enriching the literature on financial behavior and practically by supporting the development of financial literacy among government employees. These results highlight the need for structured financial education programs to enhance the personal financial management capabilities of civil servants. Keywords: Financial Knowledge, Financial Experience, Financial Attitude, Financial Behavior, Government Employees

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Journal Info

Abbrev

akuntansikompetif

Publisher

Subject

Economics, Econometrics & Finance

Description

Jurnal Akuntansi Kompetif (Online ISSN: 2622-5379) published by Komunitas Manajemen Kompetitif. This journal published thrice in January and July. It contain the articles such as scientific papers (research and non-research), analytical studies, theoretical applications and reviews of account ...