Journal Research of Social Science, Economics, and Management
Vol. 3 No. 3 (2023): Journal Research of Social Science, Economics, and Management

The Effect Of Digitization Transformation On Financial Performance: A Case Study Of Banking Companies In Indonesia

Pertiwi, Silva Nurbaiti (Unknown)
Jamaludin, Jamaludin (Unknown)
Wicaksono, Ignatius Henry (Unknown)
Lestari, Henny Setyo (Unknown)
Leon, Farah Margaretha (Unknown)



Article Info

Publish Date
25 Oct 2023

Abstract

This study aimed to analysis the influence of digital transformation, bank size, CAR, loan & liquidity ratio, NPL, inflation and GDP growth to ROA and ROE with LLP and deposit growth as a control variable. The results of hypothesis testing from this study show that digital transformation, CAR, NPL, inflation, GDP growth and deposit growth have a significant effect on ROA. While bank size, loan ratio, liquidity ratio and LLP do not have a significant effect on ROA. As for the second model shows that digital transformation, bank size, NPL, inflation, GDP growth and deposit growth have a significant effect on ROE. While the CAR, loan ratio, liquidity ratio and LLP do not have a significant effect on ROE.

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Journal Info

Abbrev

jrssem

Publisher

Subject

Environmental Science

Description

The Journal Research of Social Science, Economics, and Management is a double-blind peer-reviewed academic journal and has open access to social and scientific fields. The journal is published monthly once by CV. Publikasi Indonesia. The Journal Research of Social Science, Economics, and Management ...