International Journal of Economics and Management Research
Vol. 4 No. 3 (2025): December : International Journal of Economics and Management Research

Influence Party Funds Third and Profit Sharing Financing to Jambi Syariah Bank Assets: Empirical Data 2015 – 2025

Rosiqo Rosiqo (Unknown)
Nourita Nourita (Unknown)
Sri Mawarni (Unknown)
Nurwidayani Dani (Unknown)
Yeni Anggraini (Unknown)
M. Yunus (Unknown)



Article Info

Publish Date
25 Aug 2025

Abstract

This study aims to analyze the effect of third-party funds (TPF) and profit-sharing financing on the assets of Bank Jambi Syariah. Assets are a key indicator in assessing the financial capacity and performance of Bank Jambi Syariah. The research uses monthly time series data over a three-year period and applies multiple linear regression analysis. The results show that both TPF and profit-sharing financing have a significant positive effect on UUS assets. The positive influence of TPF indicates that increased public fund collection can strengthen the financial structure of Islamic business units. Likewise, profit-sharing financing significantly contributes to asset growth, reflecting the effectiveness of fund distribution through productive partnerships. Classical assumption tests confirm that the regression model satisfies the criteria of normality, homoscedasticity, no autocorrelation, and no multicollinearity. The coefficient of determination (R²) value of 0.7356 indicates that 73.56% of the variation in assets can be explained by TPF and profit-sharing financing. These findings highlight the importance of optimal fund management and financing in supporting the asset growth of Islamic Business Units.

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Journal Info

Abbrev

ijemr

Publisher

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Description

International Journal of Economics and Management Research, an electronic international journal, provides a forum for publishing the original research articles, review articles from contributors, and the novel technology news related to management, accounting and economic. This journal encompasses ...