Jurnal Manajemen dan Ilmu Administrasi
Vol 1 No 2 (2025): AGUSTUS

Peran Baitul Mall Wat Tamwil (BMT) UGT Nusantara Capem Muncar dalam Keberhasilan Usaha Mikro Kecil Menengah di Desa Tembokrejo

Noviansyah, Rizki Alfin (Unknown)
Khoiruddin, Muh. (Unknown)
Habibulloh, Habibulloh (Unknown)



Article Info

Publish Date
16 Jul 2025

Abstract

This study aims to identify and analyze the role of BMT UGT Nusantara Capem Muncar in supporting the success of Micro, Small, and Medium Enterprises (MSMEs) in Tembokrejo Village, Muncar District, Banyuwangi Regency. The research uses a qualitative approach with a field research design. Data collection techniques include observation, interviews, and documentation, with research subjects consisting of BMT management and MSME actors who are financing clients. The results show that BMT UGT Nusantara Capem Muncar plays a significant role in facilitating MSME capital through sharia-based financing products, particularly the modal usaha barokah (blessed business capital) financing. In addition, BMT provides business assistance, financial education, and easy access to inclusive financial services. The impact of this financing is evident in the increased income of business actors, expansion of business scale, creation of new jobs, and improved awareness of the importance of financial management. BMT UGT Nusantara Capem Muncar functions not only as a microfinance institution but also as a strategic partner in community economic empowerment and sustainable MSME development.

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Journal Info

Abbrev

JMIA

Publisher

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Description

Jurnal ini berfokus pada publikasi hasil penelitian, tinjauan literatur, dan kajian praktis yang berkontribusi pada teori, metode, dan aplikasi. Jurnal ini menyoroti isu-isu aktual dalam bidang manajemen, seperti manajemen sumber daya manusia, keuangan, pemasaran, operasional, hingga manajemen ...