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All Journal MOMENTUM : Jurnal Sosial dan Keagamaan Jurnal Manajemen dan Ilmu Administrasi
Khoiruddin, Muh.
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Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences

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Majelis Sholawat Sebagai Upaya Pemberdayaan Ekonomi Masyarakat di Wilayah Pedesaan Khoiruddin, Muh.; Purnomo, Hari; Hoirul, Imam; Umami, Arisa Fitri
MOMENTUM : Jurnal Sosial dan Keagamaan Vol 13 No 1 (2024): MOMENTUM MEI 2024
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat (LPPM) Sekolah Tinggi Islam Blambangan (STIB) Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58472/momentum.v13i1.89

Abstract

Community economic empowerment is an important strategy in improving welfare and economic independence at the village level. This study focuses on the implementation of economic empowerment in Parijatahwetan Village through various initiatives involving skills training, the formation of business groups, and increasing access to capital. The Majelis Solawat, as one of the main forums in the village, plays an important role in this initiative by integrating religious activities with economic development. The research method used in this study is qualitative research. Data collection techniques used are observation, interviews and documentation. Data analysis using interactive analysis with stages of data collection, data presentation, data reduction and drawing conclusions. The results of the study show that the Majelis Sholawat in Parijatahwetan Village plays an important role in strengthening religious identity and strengthening community faith through reading and respect for the Prophet Muhammad SAW. In addition to the spiritual aspect, the Majelis Sholawat also has great potential to support local economic empowerment. Attracting community participation and visitors from outside the region, this event creates economic opportunities through increasing local trade, developing transportation services, and accommodation
Peran Baitul Mall Wat Tamwil (BMT) UGT Nusantara Capem Muncar dalam Keberhasilan Usaha Mikro Kecil Menengah di Desa Tembokrejo Noviansyah, Rizki Alfin; Khoiruddin, Muh.; Habibulloh, Habibulloh
Jurnal Manajemen dan Ilmu Administrasi Vol 1 No 2 (2025): AGUSTUS
Publisher : CV. Lentera Literasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58472/jmia.v1i2.112

Abstract

This study aims to identify and analyze the role of BMT UGT Nusantara Capem Muncar in supporting the success of Micro, Small, and Medium Enterprises (MSMEs) in Tembokrejo Village, Muncar District, Banyuwangi Regency. The research uses a qualitative approach with a field research design. Data collection techniques include observation, interviews, and documentation, with research subjects consisting of BMT management and MSME actors who are financing clients. The results show that BMT UGT Nusantara Capem Muncar plays a significant role in facilitating MSME capital through sharia-based financing products, particularly the modal usaha barokah (blessed business capital) financing. In addition, BMT provides business assistance, financial education, and easy access to inclusive financial services. The impact of this financing is evident in the increased income of business actors, expansion of business scale, creation of new jobs, and improved awareness of the importance of financial management. BMT UGT Nusantara Capem Muncar functions not only as a microfinance institution but also as a strategic partner in community economic empowerment and sustainable MSME development.
Penerapan Prinsip 5C 7P dalam Upaya Kehati-hatian (Prudential Principle) Risiko Pembiayaan pada BSI KCP Purwoharjo Menurut Perspektif Islam Rofiq, Ahmad Sahrul; Khoiruddin, Muh.; Rachmawati, Afria
Jurnal Manajemen dan Ilmu Administrasi Vol 1 No 2 (2025): AGUSTUS
Publisher : CV. Lentera Literasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58472/jmia.v1i2.117

Abstract

This study aims to analyze the implementation of the prudential principle in financing distribution at BSI KCP Purwoharjo through the application of the 5C principles (Character, Capacity, Capital, Collateral, Condition of Economy) and 7P principles (Personality, Purpose, Payment, Protection, Prospect, Party, Profitability), viewed from the perspective of Islamic economics. This research employs a qualitative approach using a case study method. Data were collected through observation, in-depth interviews, and documentation, and analyzed using the Miles, Huberman & Saldana technique. The findings reveal that consistent implementation of the 5C and 7P principles effectively minimizes the risk of problematic financing and strengthens the institution’s credibility. From an Islamic perspective, applying the prudential principle reflects the trust (amanah) and moral responsibility of Islamic financial institutions in managing the public’s funds, aligned with the principles of justice, transparency, and public benefit (maslahah). Therefore, the 5C and 7P principles are not only technical analytical tools but also embody ethical values in the Islamic banking system.
Implementasi akad Rahm pada Koperasi Simpan Pinjam dan Pembiayaan Syariah (KSPPS) BMT NU Jawa Timur Cabang Genteng Banyuwangi Syafly, Iqbalul Luayyi; Khoiruddin, Muh.; Rachmawati, Afria
Jurnal Manajemen dan Ilmu Administrasi Vol 1 No 2 (2025): AGUSTUS
Publisher : CV. Lentera Literasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58472/jmia.v1i2.119

Abstract

This study aims to describe the partners' understanding of the rahn contract and the concept of daily ujrah, as well as to analyze the role of KSPPS BMT NU Genteng Branch, Banyuwangi, in empowering the ummah's economy through the implementation of the rahn contract. The method used is descriptive qualitative with data collection techniques including observation, interviews, and documentation. The results show that some partners do not fully understand the mechanism of daily ujrah in the rahn contract, which leads to complaints at the time of repayment. This lack of understanding is caused by low Islamic financial literacy and the suboptimal dissemination of information by the institution. On the other hand, BMT NU Genteng Branch plays a strategic role in providing fair and quick access to Sharia-based financing, especially for lower-middle-class communities who do not have conventional collateral. The rahn contract not only serves as an emergency financial solution but also functions as a tool for empowering the ummah’s economy in accordance with the principles of justice, mutual help (ta’awun), and balance in Islamic economics.
Co-Authors Habibulloh, Habibulloh HARI PURNOMO Hoirul, Imam Noviansyah, Rizki Alfin Rachmawati, Afria Rofiq, Ahmad Sahrul Syafly, Iqbalul Luayyi Umami, Arisa Fitri