<![CDATA[This study aims to assess the technical efficiency of Islamic banking in Indonesia and identify the determinants influencing this efficiency from 2017 to 2023, with particular emphasis on the economic shocks experienced during 2020-2023. Utilizing a quantitative methodology, the Data Envelopment Analysis (DEA) method was applied to evaluate the technical efficiency of Islamic banks. Subsequently, Tobit regression was employed to investigate the factors affecting the efficiency of these banks. The results suggest that Islamic banking in Indonesia has not achieved optimal technical efficiency, with efficiency levels demonstrating variability throughout the study period. The analysis of factors influencing efficiency revealed that the BOPO ratio had a significant negative impact, whereas the FDR ratio positively influenced efficiency. Conversely, inflation was not found to have a significant effect. Additionally, economic shocks resulting from the COVID-19 pandemic were shown to negatively impact efficiency; however, the Russia-Ukraine conflict did not demonstrate a significant effect. This study provides insights and current information regarding the efficiency of Islamic banks amidst economic shocks.]]>
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