Assoeltan: Indonesian Journal of Community Research and Engagement
Vol. 3 No. 03 (2025): Assoeltan: Indonesian Journal of Community Research and Engagement

Empowering Rural Communities through Financial Literacy and Entrepreneurship Training

Afriani, Gusma (Unknown)



Article Info

Publish Date
09 Sep 2025

Abstract

Rural communities often face barriers in accessing financial knowledge and entrepreneurial opportunities, limiting their economic independence and development potential. This community service aimed to empower rural micro-entrepreneurs through integrated financial literacy and entrepreneurship training using the Participatory Rural Appraisal (PRA) approach. Conducted in Desa Mekar Sari, West Bandung Regency, the program involved 30 participants in participatory workshops, mentoring, and digital entrepreneurship sessions. Data were collected through observation, interviews, and pre–post tests, and analyzed using mixed methods with Pearson correlation tests and thematic analysis. Results showed a 42% improvement in financial literacy and a strong correlation (r = 0.76) between financial knowledge and entrepreneurial competence. Participants demonstrated better budgeting, record-keeping, and digital marketing skills, alongside stronger collaboration through a community-based entrepreneurship forum. The study concludes that PRA-based empowerment effectively bridges knowledge and practice, fostering sustainable local entrepreneurship. This program contributes to the discourse on participatory, inclusive, and digital-based rural economic empowerment.

Copyrights © 2025






Journal Info

Abbrev

Assoeltan

Publisher

Subject

Religion Agriculture, Biological Sciences & Forestry Civil Engineering, Building, Construction & Architecture Computer Science & IT Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Social Sciences Other

Description

Assoeltan: Indonesian Journal of Community Research and Engagement (e-ISSN: 3031-7126) is a blind peer-reviewed journal published by Edujavare Publishing, Indonesia. This journal is a open-access scientific journal focusing on a university-community research and engagement program to advance ...