Jurnal Manajemen Pembangunan Daerah
Vol. 18 No. 2 (2025): Jurnal Manajemen Pembangunan Daerah

DETERMINAN PERTUMBUHAN ASET PADA PERUSAHAAN DAN UNIT USAHA ASURANSI JIWA SYARIAH DI INDONESIA

Shifa, Maylaffayza Permata (Unknown)
Fitri, Resfa (Unknown)
Alim, Ahmad Syahirul (Unknown)



Article Info

Publish Date
25 Nov 2025

Abstract

Abstract. The average growth of Islamic life insurance assets 2018-2023 is 2,82%, much lower than the average growth of conventional life insurance assets of 14,62%. Low asset growth in Islamic life insurance companies can lead to various risks, including difficulties in fulfilling obligations. This study aims to look at the effect of investment returns, tabarru’ funds, contributions, claims, and return on assets on the asset growth of the Islamic life insurance industry in Indonesia during the 2018-2023 period. The data used is data sourced from the annual financial statements of each company and business unit. This study uses panel data regression analysis with the help of Eviews software. The results showed that simultaneously all variables together had a significant effect on asset growth. Tabarru’ funds and contributions partially have a significant effect on asset growth while the variable investment returns, claims, and return on assets have no significant effect on the growth of Islamic life insurance assets in Indonesia.   Key words: Asset growth, panel data regression, return on asset, sharia life insurance, tabarru’ funds

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Journal Info

Abbrev

jurnalmpd

Publisher

Subject

Economics, Econometrics & Finance Social Sciences

Description

Aim, Focus and Scope Aim Sebagai media penyebaran informasi yang bersifat kekinian dalam kerangka Pembangunan Daerah di Indonesia. Focus and Scope Jurnal Manajemen Pembangunan Daerah sebagai media elektronik dengan penerbitan artikel ilmiah yang memiliki fokus pada lingkup pembangunan daerah dan ...