Sipakainge: Inovasi Penelitian, Karya Ilmiah, dan Pengembangan
Vol 3 No 2 (2025): Sipakainge Edisi Khusus Perbankan (Februari)

TRANFORMASI REGULASI TERHADAP WAQAF UANG DALAM SISTEM PERBANKAN SYARIAH DI ERA DIGITALISASI

Meka, Aprilia Dina Septina (Unknown)
Ghasali, Ikhsan (Unknown)



Article Info

Publish Date
23 Jun 2025

Abstract

Cash waqf, as an Islamic social finance instrument, has experienced substantial growth in line with digital technology advancement. The integration of cash waqf into the Islamic banking system has fostered various innovations, including Islamic crowdfunding platforms and blockchain-based waqf management. However, this digital transformation has not been fully accompanied by adequate regulatory frameworks, posing challenges in terms of legality, governance, and legal protection. This study aims to review the literature related to regulatory transformation of cash waqf within the context of digital Islamic banking. A total of 20 relevant academic articles were systematically examined to identify key issues, policy approaches, and research gaps concerning digital cash waqf regulation. The study finds that misalignment between technological innovation and regulatory clarity results in legal uncertainty, weak institutional coordination, and low public participation. The findings show that the successful implementation of digital cash waqf depends heavily on a regulatory framework that is inclusive, responsive to technological changes, and based on Sharia principles. This article proposes a conceptual framework as a foundation for policy development that supports sustainability, accountability, and transparency in modern Islamic financial systems.

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Journal Info

Abbrev

sipakainge

Publisher

Subject

Religion Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media

Description

Sipakainge: Inovasi Penelitian, Karya Ilmiah, dan Pengembangan merupakan jurnal mahasiswa yang diproduksi oleh Institut Agama Islam Negeri Parepare. Ruang lingkup jurnal ini adalah sains Islam (Islamic Science). Pembahasan mengenai sains Islam bisa meliputi berbagai macam aspek, seperti Pendidikan ...