Jurnal Pengabdian Masyarakat
Vol. 3 No. 1 (2025): Jurnal Pengabdian Masyarakat

P PENINGKATAN LITERASI KEUANGAN DAN EDUKASI PENGELOLAAN KEUANGAN BAGI PELAKU UMKM DI KELURAHAN OLAK KEMANG

Netty Herawaty (Universitas Jambi)
Sri Rahayu (Universitas Jambi)
Ratih Kusumastuti (Universitas Jambi)
Rahayu Rahayu (Universitas Jambi)
Widya Sari Wendry (Universitas Jambi)



Article Info

Publish Date
04 Dec 2025

Abstract

The main objective of this community service is to improve the understanding and practical skills of MSME partners in financial literacy and management as a fundamental strategy to increase their business competitiveness. The main problems faced by MSME partners include (1) a lack of understanding of the importance of financial literacy; (2) a lack of structured transaction recording practices in accordance with accounting standards; and (3) the lack of a clear separation between personal and business finances. This results in weak control over cash flow and difficulties in determining working capital and business profitability. The method used in this activity is an educational approach through interactive lectures and technical assistance. The activity is carried out in several stages, including a preliminary survey, program socialization, training implementation (focusing on the importance of financial literacy, fund separation, and income-expenditure recording practices), activity evaluation, and program sustainability planning. It is hoped that through this community service, MSME actors in Olak Kemang Village will not only understand the theory but also be able to implement good financial management, so that simple financial reports can be presented, business capital can be managed well, and ultimately be able to encourage sustainable growth and MSME competitiveness.

Copyrights © 2025






Journal Info

Abbrev

juramas

Publisher

Subject

Humanities Education Health Professions Law, Crime, Criminology & Criminal Justice Social Sciences

Description

JURAMAS: Jurnal Pengabdian Masyarakat merupakan jurnal yang fokus pada artikel ilmiah pengabdian kepada masyarakat. JURAMAS memfokuskan kepada pengabdian yang dilaksanakan oleh para Dosen maupun praktisi pendidikan dengan fokus: Ekonomi, Hukum, Pendidikan, Keagamaan, Kesehatan dan Kedokteran. Jurnal ...