International Journal of Economics, Science, and Education (IJESE)
Vol. 2 No. 1 (2025): International Journal of Economics, Science, and Education (IJESE)

STRATEGIES TO INCREASE FINANCIAL ACCESS FOR SMALL MEDIUM ENTERPRISES CASE STUDY: TRISAKTI VEGETABLE TRADING BUSINESS

Elrisa Marsanda Br Ginting (Universitas Negeri Medan)
Juli Kristabel Sinaga (Universitas Negeri Medan)
Leonardo Siahaan (Universitas Negeri Medan)
Lola Br Ginting (Universitas Negeri Medan)
Lola Vitaloka Simanjuntak (Universitas Negeri Medan)



Article Info

Publish Date
22 Jan 2025

Abstract

MSMEs have a strategic role in supporting Indonesia's economic growth, but often face major challenges, including limited access to capital. This study aims to analyze capital challenges and formulate strategies to improve access to capital for UD Sayur Trisakti, an MSMEs operating in the agribusiness sector. Using a qualitative descriptive approach and SWOT analysis, this study found that limited capital, fluctuations in raw material prices, and dependence on local suppliers are the main obstacles. As a solution, it is recommended to utilize financing programs such as People's Business Credit (KUR), financial literacy training, and the use of digital technology such as crowdfunding. The results of this study are expected to be a practical reference for other MSMEs and for policy makers in designing more effective support for the MSMEs sector. Keywords: MSMEs, access to capital, SWOT analysis, development strategy.

Copyrights © 2025






Journal Info

Abbrev

ijese

Publisher

Subject

Economics, Econometrics & Finance Social Sciences Other

Description

nternational Journal of Economics, Science, and Education (IJESE) is a bi-monthly peer-reviewed open access academic journal dedicated to publishing high-quality scientific papers in all disciplines, one of which includes social sciences, educational economics and other fields of knowledge. The aim ...