JESH: Journal of Economics, Social, and Humanities
Vol. 3 No. 1 (2025): JESH: Journal of Economics, Social, and Humanities

Financial Literacy and Self-Control on Financial Security: The Mediating Role of Financial Behavior

Sofiana Kartika Dewi (Universitas Ahmad Dahlan)
Muhammad Ali Fikri (Universitas Ahmad Dahlan)
Tina Sulistiyani (Universitas Ahmad Dahlan)
Made Galih Wisnu Wardana (Unknown)



Article Info

Publish Date
31 Aug 2025

Abstract

Dynamic developments encourage individuals to have the ability and knowledge to manage finances. Financial literacy and self-control in individuals enhance financial behavior and financial security. This study aims to analyze the influence of financial literacy and self-control on financial security with financial behavior as a mediator. The research sample consists of 106 respondents from Generation Z in Yogyakarta, Indonesia. Statistical analysis used a structural equation model with Smart Partial Least Square version 4.0. The results of this study indicate that financial literacy has a positive effect on financial behavior, financial literacy has a positive impact on financial security, self-control does not have a positive effect on financial behavior, self-control does not influence financial security, financial behavior has a positive impact on financial security, financial behavior does not mediate the positive influence of financial literacy on financial security, and financial behavior does not mediate the positive influence of self-control on financial security.

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Journal Info

Abbrev

JESH

Publisher

Subject

Description

Journal of Economics, Social, and Humanities is an academic journal reviewed with a peer review system that is published two issues annually in the months April and October. Articles published include articles in the socio-economic and humanities fields and are generally applicable to the academic ...