Jurnal Manajemen dan Kewirausahaan (JMDK)
Vol. 13 No. 1 (2025): June (2025)

An Analysis of the Continuance Intention of QRIS Users in Southeast Sulawesi Using the Expectation Confirmation Model (ECM)

Nisrina Hamid (Universitas Muhammadiyah Kendari)
Muhammad Sofian Maksar (Universitas Muhammadiyah Kendari)
Yuan Swastika (Universitas Muhammadiyah Kendari)
Andi Meuthia Zulfaidah Tenripadang (Universitas Muhammadiyah Kendari)



Article Info

Publish Date
02 Jun 2025

Abstract

The rapid growth of digital payment technologies has transformed how people conduct financial transactions in Indonesia. As one of the leading innovations, QRIS (Quick Response Code Indonesian Standard) plays a key role in promoting a cashless society across various regions. This study aims to analyze users’ continuance intention toward the use of QRIS in Southeast Sulawesi through the lens of the Expectation Confirmation Model (ECM) framework. Given the growing adoption of digital payment systems, the research seeks to systematically identify and evaluate the key determinants influencing users’ sustained usage behavior. Quantitative methods were applied by collecting data from 250 respondents who are QRIS users. The results of the analysis show that expectation confirmation and perceived usefulness have a significant influence on user satisfaction. However, despite high satisfaction, no significant relationship was found between satisfaction and intention to continue using. In addition, habit was shown to contribute positively to intention to continue. These findings highlight the importance of user experience and trust in digital services. This study recommends further exploration to understand other factors that may influence intention to continue using in the context of digital payment systems.

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Journal Info

Abbrev

jmdk

Publisher

Subject

Decision Sciences, Operations Research & Management

Description

Jurnal Manajemen dan Kewirausahaan is a periodical issue containing information and analysis related to management science and entrepreneurship. This journal is of a popular scientific nature that includes both theoretical and empirical research. ...