Journal of Social Research
Vol. 5 No. 1 (2025): Journal of Social Research

Improving Community Financial Literacy through Financial Education Seminar and Assistance in Making Business Identification Numbers (NIB) in Mundu Mesigit Village

Widya, Widya (Unknown)
Hanifah, Hanifah (Unknown)
Yulia , Devi (Unknown)
Ridwan, Mohammad (Unknown)



Article Info

Publish Date
26 Dec 2025

Abstract

This community service program aims to increase financial literacy and encourage business legality through assistance in making Business Identification Numbers (NIB) for MSME actors in Mundu Mesigit Village. The low public understanding of financial management, the risk of online loans, and the lack of business legality are the basis for the need for integrated intervention. The activity was carried out through financial education seminars and technical assistance for NIB registration using the Online Single Submission (OSS) system. The method used is qualitative descriptive through observation, direct assistance, informal interviews, and published NIB documentation. The results of the activity showed that the seminar succeeded in improving participants' understanding of financial segregation, cash flow recording, and financial risk management. In addition, OSS assistance has proven to be effective, as evidenced by the issuance of 32 NIBs from 33 participants. This program not only overcomes financial and digital literacy barriers, but also strengthens the capacity of MSME actors to manage their businesses formally and sustainably. These findings confirm that the integrated intervention model is very relevant and can be replicated for the empowerment of MSMEs in other rural areas.

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Journal Info

Abbrev

ijsr

Publisher

Subject

Humanities Computer Science & IT Economics, Econometrics & Finance Education Social Sciences

Description

The Journal of Social Research is a double blind peer-reviewed academic journal and open access to social and scientific fields. The journal is published monthly by International Journal Labs. The Journal of Social Research provides a means for sustained discussion of relevant issues that fall ...