Journal of Social Research
Vol. 5 No. 1 (2025): Journal of Social Research

Implementation of Productive Zakat and Cash Waqf for Micro- Entrepreneurs: A Legal and Regulatory Review

Fariah, Aen (Unknown)



Article Info

Publish Date
09 Jan 2026

Abstract

Micro, Small, and Medium Enterprises (MSMEs) in Indonesia continue to face structural challenges, especially in accessing financing and empowerment, particularly at the micro level. This study aims to analyze the implementation of productive zakat and cash waqf by the Zakat Collection Unit (UPZ) of STAI Kuningan in supporting micro-entrepreneurs, and to evaluate its compliance with Islamic law and national regulations. This qualitative research uses a juridical-normative and juridical-empirical approach. Data were obtained through interviews, documentation, and literature review, then analyzed descriptively and qualitatively. The findings show that the program has effectively empowered micro-enterprises through business capital, equipment support, and mentoring. Normatively, the practice complies with the objectives of sharia (maqashid syariah), the fatwas of the Indonesian Ulema Council (MUI), and Indonesian laws on zakat and waqf. Nevertheless, institutional and regulatory barriers remain, including the absence of technical guidelines and limited coordination with national zakat authorities. Strengthening legal frameworks and operational procedures is recommended to enhance the institutional role of campus-based UPZ in advancing community-based Islamic economics.

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Journal Info

Abbrev

ijsr

Publisher

Subject

Humanities Computer Science & IT Economics, Econometrics & Finance Education Social Sciences

Description

The Journal of Social Research is a double blind peer-reviewed academic journal and open access to social and scientific fields. The journal is published monthly by International Journal Labs. The Journal of Social Research provides a means for sustained discussion of relevant issues that fall ...