Takuana: Jurnal Pendidikan, Sains, dan Humaniora
Vol. 4 No. 4 (2026): Takuana (January-March)

Gaya Hidup, Literasi Keuangan Syariah, dan Pembelian Impulsif Konsumen Muslim Deli Serdang

Muflih, T. Fadlanil (Unknown)



Article Info

Publish Date
19 Jan 2026

Abstract

This study examines the role of lifestyle and Islamic financial literacy in shaping impulsive buying behavior among Muslim consumers in Deli Serdang. The rapid growth of digital commerce has intensified unplanned purchases that potentially contradict Islamic consumption ethics. A quantitative explanatory design was employed with a survey of 200 Muslim consumers selected through purposive sampling. Data were analyzed using multiple linear regression after passing validity, reliability, and classical assumption tests. This study extends previous research by examining Muslim consumers in an urban–semi urban community rather than student samples commonly used in earlier studies. The findings reveal that lifestyle has a positive and significant effect on impulsive buying, while Islamic financial literacy has a negative and significant effect. Simultaneously, both variables significantly explain impulsive buying behavior with a moderate coefficient of determination. The study implies that strengthening Islamic financial literacy and promoting moderate lifestyles are essential to develop responsible Muslim consumer behavior in the digital economy.

Copyrights © 2026






Journal Info

Abbrev

takuana

Publisher

Subject

Arts Humanities Education Social Sciences

Description

Takuana: Jurnal Pendidikan, Sains, dan Humaniora merupakan media publikasi ilmiah (jurnal) yang dikelola oleh Madrasah Aliyah Negeri 4 Kota Pekanbaru. Jurnal Takuana terbit 2 (dua) kali setahun pada bulan April dan Oktober. Berisi tulisan/ artikel hasil pemikiran dan penelitian yang ditulis oleh ...