Jurnal Budgeting
Vol. 6 No. 2 (2025): Edisi November

Pengaruh Suku Bunga Kredit Terhadap Penyaluran Kredit Pada PT Bank Mandiri (Persero) Tbk

Butarbutar, Reinaldi (Unknown)
Silaen, Jonni Hamonangan (Unknown)

Article Info

Publish Date
31 Dec 2025

Abstract

This research is titled "The Effect of Credit Interest Rates on Credit Distribution at PT Bank Mandiri (Persero) Tbk." The purpose of this study is to determine the effect of interest rates on credit distribution at PT Bank Mandiri (Persero) Tbk for the 2020–2024 period. The type of data used is the financial statements of PT Bank Mandiri (Persero) Tbk, obtained through documentation techniques. The data processing method used is simple linear regression. The results show that the interest rate has a negative and significant effect on the amount of credit distributed by PT Bank Mandiri (Persero) Tbk during the study period. This is evidenced by the correlation coefficient of -0.79 and a coefficient of determination of 62.41%.

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Journal Info
Jurnal Budgeting
Website

Abbrev

budgeting

Publisher

Politeknik Negeri Medan

Subject

Humanities Economics, Econometrics & Finance Education Environmental Science Social Sciences

Description

Jurnal Budgeting is an electronic scientific journal that is published online every six months. This journal aims to improve the quality of science and channel the interest in sharing and disseminating knowledge to scholars, students, practitioners, and observers of science in the field of Business. ...