JURNAL ALAMIAH
Vol 6 No 02 (2025): JULI 2025

PEMBERDAYAAN USAHA MIKRO BERBASIS ZAKAT, INFAK DAN SEDEKAH (ZIS) DI LAZ DAUD BOGOR

Tamami, Rijal (Unknown)
Casmita Pujiharto, Yaya Ruhenda (Unknown)
Sumenkar, Apung (Unknown)



Article Info

Publish Date
09 Jul 2025

Abstract

Micro enterprises play a crucial role in national economic development but often face challenges, particularly in accessing capital and financing. This study aims to examine the mechanisms of collection, management, and distribution of Zakat, Infak, and Sedekah (ZIS) funds by LAZ Daud Bogor in supporting micro enterprise empowerment, as well as to analyze the internal and external factors influencing the program through SWOT analysis. The research employs a qualitative descriptive approach with data collected through interviews, observations, and documentation at LAZ Daud Bogor and its affiliated micro enterprise community. The results indicate that the ZIS fund management mechanism operates in a structured and transparent manner, focusing on capital provision, training, market access, community network strengthening, product development, and sustainability of micro enterprises. The SWOT analysis identifies strengths such as stable funding sources and solid community networks, weaknesses including limited human resources and monitoring, opportunities from government support and digital technology, and threats such as economic instability and market competition. The strategic position of the program lies in the Strengths-Opportunities (SO) quadrant, enabling the implementation of aggressive and innovative strategies to expand social and economic impact sustainably. This study provides strategic recommendations to enhance the effectiveness of micro enterprise empowerment based on ZIS at LAZ Daud Bogor.

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Journal Info

Abbrev

MES

Publisher

Subject

Religion Economics, Econometrics & Finance Education

Description

Jurnal alamiah merupakan Jurnal Penelitian Program Studi Megister Ekonomi Syariah Institut Agama Islam Sahid yang upaya untuk mempromosikan ilmu ekonomi dan keuangan Islam kepada dunia, Pendiriannya bertujuan untuk menjadi jurnal ilmiah bereputasi internasional yang dimaksudkan sebagai tempat yang ...