<![CDATA[Indonesia has a lot of different bank options, there are sharia banks and also conventional banks, and lately there are many cases where customers lost funds either due to negligence on the part of customers or because of fraud of bank employees. This makes customers more selective and careful in choosing banks to save their money. So from that, in order to gain the trust of the customer, the bank must always keep its level of health. According to the Bank of Indonesia Regulation No.13/1/PBI/2011 on Assessment of Health Level of General Bank using the RGEC metodh. The purpose of this research is to analyze the comparison of the health level of sharia banks and conventional banks according to KBMI using RGEC method. The method of research used is quantitative comparative, i.e. empirical numerical research by comparing the two objects studied. The data used in this study is secondary data of the annual report of the bank that has been published. The variables used in this study are for Risk Profile (NPF/NPL and FDR/LDR), Governance (GCG), Earnings (ROA, ROE, NI and BOPO) and Capital (CAR). The samples used in this study are Bank Syariah Indonesia (BSI) and Bank OCBC NISP periode 2021-2023 with sampling techniques using purposive samplings. Data processing techniques use Microsoft Excel. The results of the research that has been performed show that the health level of Bank Syariah Indonesia (BSI) and Bank OCBC NISP in 2021-2023, both are in PK-1 between 86 – 100% with an average composite value of 87,5% which is in very healty condition. But if you look at its development, sharia banks are superior to conventionl banks because in the last three years the shria bank has had a rise while the conventional bank has fluctuated.]]>
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