JURNAL RUMPUN MANAJEMEN DAN EKONOMI
Vol. 3 No. 1 (2026): Januari

ANALISIS PENGARUH PROFITABILITAS DAN KUALITAS AKTIVA PRODUKTIF TERHADAP KEPERCAYAAN INVESTOR DI BANK BNI PERIODE 2014 – 2024

Miftakhus Sa’adah (Unknown)
Tri Wartono (Unknown)



Article Info

Publish Date
22 Jan 2026

Abstract

This study aims to determine and analyze the effect of Return on Assets (ROA) and Non-Performing Loans (NPL) on Stock Prices at Bank Negara Indonesia (Persero) Tbk for the period 2014–2024. This type of research is quantitative research using secondary data obtained from financial reports published through the official websites www.idx.co.id and www.bni.co.id. Data analysis techniques used include classical assumption tests (normality test, heteroscedasticity test, autocorrelation test, and multicollinearity test), multiple linear regression analysis, coefficient of determination (R²) test, and hypothesis testing (t-test and F-test). The results of the study indicate that partially, the variables Return on Assets (X1) and Non-Performing Loans (X2) do not have a significant effect on Stock Prices (Y). This is indicated by the ROA significance value of 0.1497 > 0.05 with a calculated t value of 1.593571 < t table 2.30600, as well as the NPL significance value of 0.0594 > 0.05 with a calculated t of 2.196061 < t table 2.30600. While simultaneously, the ROA and NPL variables also do not have a significant effect on Stock Prices, with a significance value of 0.126039 > 0.05 and a calculated F value of 2.713266 < F table 4.46. Thus, it can be concluded that ROA and NPL do not have a significant effect either partially or simultaneously on the stock price of Bank Negara Indonesia (Persero) Tbk during the 2014–2024 period.

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Journal Info

Abbrev

jrme

Publisher

Subject

Chemistry Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Mathematics Social Sciences

Description

JURNAL RUMPUN MANAJEMEN DAN EKONOMI (JRME) berfokus pada penerbitan artikel berkualitas tinggi yang didedikasikan untuk semua aspek penelitian, masalah, dan perkembangan terbaru di bidang Ilmu Manajemen. Topik dalam Jurnal ini berkaitan dengan aspek apapun dari manajemen, namun tidak terbatas pada ...