International Journal of Economics and Business (IJEB)
Vol. 1 No. 05 (2025): International Journal of Economics and Business Management (IJEBUM)

The Role of Village Banks In Reducing Poverty In Sengguruh Village, Kepanjen District, Malang Regency

Joesoef, Jose Rizal (Unknown)
Dwiyoso, Hertoto (Unknown)
Sulistiyanti (Unknown)
Putri, Adinda Dwi (Unknown)

Article Info

Publish Date
30 Nov 2025

Abstract

This study aims to describe the role of Village Banks in reducing poverty and increasing community income in Sengguruh Village, Kepanjen District, Malang Regency. Using a descriptive qualitative approach, data were collected through interviews, observations, and documentation of Village Bank customers and managers. The results indicate that Village Banks facilitate access to business financing, encourage increased income, and foster more independent financial behavior. Convenient services, low interest rates, and a family-like approach make Village Banks a more humane financing alternative compared to informal institutions. Despite facing limited capital and low financial literacy, Village Banks continue to play a strategic role in empowering the rural economy.

Copyrights © 2025




Citation Download
RIS
EndNote, Reference Manager, ProCite
BibTex
Latex, Jabref
Original Source
Download Original
Google Scholar
Check in Google Scholar
Journal Info
International Journal of Economics and Business (IJEB)
Website

Abbrev

IJEB

Publisher

One a Mllions Dreams Corporation

Subject

Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Description

International Journal of Economics and Business (IJEB) is a double-blind peer-reviewed open access journal published by one million dreams corporation/ Oneamrd.com. Relevant application domains in this journal include Management, Marketing, Business, Finance, SMEs, Entrepreneurship. The topics of ...