Management Studies and Entrepreneurship Journal (MSEJ)
Vol. 7 No. 2 (2026): Management Studies and Entrepreneurship Journal (MSEJ)

Analisis Etika Bisnis Islam Terhadap Praktek Jual-Beli Agen Di PT Ciomas Adisatwa Cabang Lampung Di Era Digital

Oktavia, Mia (Unknown)
Hanif, Hanif (Unknown)
Budimansyah, Budimansyah (Unknown)



Article Info

Publish Date
07 Jan 2026

Abstract

This study aims to analyze the implementation of Islamic business ethics in the buying and selling practices carried out by agents at PT Ciomas Adisatwa, Lampung Branch, in the digital era. This research uses a qualitative approach with a case study method. Data were collected through in-depth interviews with three categories of informants: sales agents, branch managers, and customers. Data analysis was conducted thematically to explore the extent to which Islamic ethical principles are applied in digital trading practices. The results show that the trading practices at PT Ciomas Adisatwa Lampung Branch reflect Islamic business ethics, even though the term sharia is not explicitly used. Agents strive to be honest, fair, transparent, and responsible in every transaction, and they avoid elements of riba (usury) and gharar (uncertainty). Values such as honesty and ihsan (excellence in conduct) are evident in how they maintain good relationships with customers. However, in the digital era, agents face challenges such as intense business competition, the need for transparency in online transactions, data security, and the pressure of automation, which can be difficult to align with Islamic values. Another challenge is maintaining a human touch in digital services. To address these challenges, the company seeks to balance business efficiency with Islamic principles. They are improving digital systems to be more transparent, fair, and secure while ensuring services remain ethical and humane. Through these efforts, PT Ciomas Adisatwa aims to ensure that its trading practices continue to align with Islamic teachings, even in the digital age.

Copyrights © 2026






Journal Info

Abbrev

msej

Publisher

Subject

Decision Sciences, Operations Research & Management

Description

Management Studies and Entrepreneurship Journal (MSEJ) is published by Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI) as an information and communication media for practitioners, researchers and academics who are interested in the field of management (Finance, Human Resource, ...