JIB : Journal Islamic Banking
Vol 5 No 2 (2025): DESEMBER

Tabungan Easy Wadi’ah Menjadi Primadona di BSI KCP. Kampung Pajak

Lubis, Rica Rahim (Unknown)



Article Info

Publish Date
29 Dec 2025

Abstract

This study aims to analyze why the Easy Wadi’ah Savings product has become the leading choice at PT. Bank Syariah Indonesia Tbk Kampung Pajak Branch Office. This product is based on the wadi’ah yad dhamanah contract, which is free from riba elements and adheres to Islamic financial principles. The research employed a descriptive qualitative approach through direct observation, interviews, and documentation during the internship period. The findings reveal that this savings product is highly favored by the public due to its ease of transactions, zero administrative fees, and accessibility via the BSI Mobile application. Other contributing factors include friendly customer service, product socialization via webinars, and increasing public awareness of Islamic financial services. These findings highlight the importance of innovation based on Islamic values in strengthening the competitiveness of Islamic banking products in the modern era.

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Journal Info

Abbrev

JIB

Publisher

Subject

Economics, Econometrics & Finance

Description

JIB : Jurnal Perbankan Syariah is the journal published by IAINU Tuban Islamic Banking Study Program. It’s dedicated for the publication of scientific articles in the field of Islamic Financial Institution, Contempopary muamalat jurisprudence, entrepreneurship and creative economy, and Islamic ...