Journal of Sharia Business Management
Vol 4 No 4 (2025)

PERAN USAHA MIKRO, KECIL DAN MENENGAH (UMKM) DALAM PENGEMBANGAN EKONOMI INDONESIA

Delia Torsa Purba (Unknown)
Wafiyah Ningrum (Unknown)
Aryadanu Dalimunte (Unknown)
Misagi Mukhti Ginting (Unknown)
Reni Ria Armayani Hasibuan (Unknown)



Article Info

Publish Date
22 Dec 2025

Abstract

This study explores the contribution of Micro, Small, and Medium Enterprises (MSMEs) to Indonesia’s economic development by analyzing their role in GDP, employment absorption, regional business distribution, access to financing, and integration into global value chains. Employing a descriptive qualitative approach through literature review, this research utilizes national journals, government reports, and official statistical data. The findings reveal that MSMEs play a significant role in the national economy, contributing 61% to GDP and 97% to employment absorption. However, MSMEs continue to face several challenges, including limited capital, low levels of digitalization, insufficient human resource quality, and infrastructure disparities. Although MSME participation in export activities has increased, further integration into the Global Value Chain (GVC) and utilization of Global E-Commerce (GEC) are required. This study recommends capacity enhancement, digital transformation, expanded access to financing, and the development of a supportive business ecosystem to maximize the contribution of MSMEs to inclusive and sustainable national economic growth.

Copyrights © 2025






Journal Info

Abbrev

jurnalmanajemenbisnissyariah

Publisher

Subject

Economics, Econometrics & Finance Social Sciences Other

Description

(INTERNATIONAL, Journal of Sharia Business Management) is dedicated to the development of scientific treasures in the field of Islamic economics and finance. Researchers and academics are given space to contribute to various studies published through this journal. The scope of the study of the ...